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Showing posts from September, 2022

Govt To Bring Internet Calling, Messaging Apps Under Telecom Bill; WhatsApp, Zoom May Soon Need Licence To Operate

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  New Delhi:  Over-The-Top (OTT) players such as WhatsApp, Zoom, Google Duo, which provides calling and messaging services may come under the ambit of telecom services that require licences to operate in India. This comes after the government proposed to broaden the definition of telecommunication services to include over-the-top (OTT) communication services, internet-based communication services and broadcasting services in the draft telecom bill. “OTT already comes under regulation by interpretation of what is a telegraph. The consultation process for its regulation has already started. The focus of this bill is that we have to make a light touch regulatory environment. Wherever required there should be strict effective regulation and in rest of the places there will be light touch regulation,” communications minister Ashwini Vaishnaw said on Friday. Read More:- Flipkart festive sales witness highest ever record with 1.6 million users per second The bill proposes all internet calling

Police Clearance Certificate Services Now Available at Post Office Passport Seva Kendras; Know How to Apply

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  The applications for a Police Clearance Certificate (PCC) of the passport can now be made at Post Office Passport Seva Kendras (POPSKs). The Police Clearance Certificate is a mandatory document for passport application. It is issued by the local police station as per the residential address of the applicant and contains details of the applicant’s criminal record. The certificate is also required for verification when a person applies for employment, long-term visa, residential status or immigration to a foreign country. Read More:   HDFC Bank account, credit card, loan and EMI festival offers – All details here Starting from September 28, the application for a Police Clearance Certificate can be made online at the Post Office Passport Seva Kendras (POPSKs). Previously, the facility was only available at the government’s Passport Seva portal or at the Indian Embassy/High Commission office in case of those residing abroad. The Ministry of External Affairs, in a statement, said that the

How to apply for a passport online? Step-by-step guide

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  For international travel, a passport is a must. A person needs to have an official foreign travel document issued by the government of India to travel abroad for any reason, including education, pilgrimage, tourism, business, medical treatment, or family visits. The number of Indians travelling abroad has significantly increased over the past few years, which has increased the demand for passport-related services. The Passport Seva Project (PSP), an initiative of the Ministry of External Affairs (MEA), was started in May 2010 in response to the rising demand. The passport application and issuance processes, as well as other related services, have been made simpler by Passport Seva. Online passport applications need the completion of paperwork and physical verification by state police. Read More:   Post Office Savings Account: DoP changes withdrawal rule; know details Additionally, the Passport is delivered right to the applicant’s registered address. Visit the Passport Seva website i

Bank Holidays 2022: Banks To Remain Closed For 21 Days in October, Check Full List of Holidays Here

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  Bank Holidays in October 2022:  As the holiday season begins in October, there were as many as 21 bank holidays in this month. These holidays also includes Saturdays and Sundays. The list of bank holidays for the month of October has been released by the Reserve Bank of India (RBI) and ss per the guidelines, banks will be closed on all public holidays with some regional holidays depending on the particular state. Regional holidays are decided by respective state governments. Customers should, therefore, check the holiday list before visiting their respective branches. Some of the holidays in the list are specific to certain states only. Read More:   What is UPI Lite? Know its top benefits for users, banks The month of October observes 21 bank holidays and the first holiday starts from Gandhi Jayanti on October 2. Other holidays like Durga Puja and Dussehra or Vijayadashami will be observed on October 5, 2022. Diwali or Deepawali falls on October 24, and this holiday is being observed

Govt may increase interest rate of PPF, other small savings schemes on September 30; here’s why

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  There is heavy speculation that the government may finally increase interest rates on small savings schemes such as Public Provident Fund (PPF), Sukanya Samriddhi Savings Scheme, Senior Citizen Savings Scheme (SCSS), and National Savings Scheme (NCS) in the forthcoming rate review on September 30. Notably, the interest rates on these small savings are calculated based on yields of government bonds also known as government securities or G-sec. The government reviews these interest rates every quarter with respect to the average g-sec yields in the last three months. Read More:   Atal Pension Yojana: Big blow to taxpayers! What will change from October 1; check here The benchmark 10-year yield has been above 7% since April 2022 and has averaged 7.31% in June to August 2021, making a strong case for a rate revision in the upcoming review. According to a formula for the calculation of interest on PPF notified by the Finance Ministry on March 18, 2016, PPF interest may increase to 7.56% i

7th Pay Commission: Govt likely to announce DA hike before Dussehra, 38% DA hike for central govt employees along with Bumper pay hike

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  New Delhi: 7th Pay Commission Latest update– The auspicious occassion of the Navratris could bring in some more happy news for the Central government employees who have been waiting for government’s announcement on Dearness Allowance (DA). Media reports have been constantly saying that the employees may hear the good news by this month itself, with a few reports particularly highlighting that the big announcement on Dearness Allowance might be made during Navratri, i.e September 28. The government has however not made any official announcement regarding the probable date as yet. Read More:   Union Bank of India revises interest rate on fixed deposits below Rs 2 crore, check more details here If latest media reports are to be believed, Dearness Allowance  of the employees could by hiked by 4 percent. This means the total DA could reach upo 38 percent. The All-India CPI-IW for the month of June has hinted at a hike in DA this month. Along with the Dearness allowance hike, employees may

Important news for LIC policyholders! Do this work by October 24, otherwise you will not be able to get the policy money

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  LIC Policy: LIC has brought a great gift for its customers, in which you can start your discontinued policy cheaply.  LIC Lapsed Policy:   If your LIC policy has also been closed, then this is important news for you.  LIC has brought a great gift for its customers, in which you can start your discontinued policy cheaply.  The revival scheme has been started by the company for the lapsed policies, under which you can start your old scheme.  Also read  –  Aadhaar Card Photo: Are you also troubled by the photo of your Aadhaar, the work will be done in just Rs 100 According to the information received from LIC, you can start your old policy till October 24  .  For this, you will have to pay late fine and premium, only then your policy will be able to start.  Policy can be revived LIC has started this discount offer for such policy holders who were unable to deposit the premium due to some reason.  Because of which his insurance policy was closed.  LIC said by tweeting that policyholders

ITR 2022: What happens when you don’t respond to a defective Income Tax Return notice under Section 139(9)

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  Consequences of defective income tax return: The mere mention of an Income Tax Notice rings an alarm bell for many people. But there is nothing so scary about it. It is a common practice for the Income Tax Department to send notices to taxpayers for multiple reasons. The reasons for sending the notice could be not filing the Income Tax Return (ITR) or filing a defective return. A return can be considered defective if the taxpayer makes an error or misses entering some important information while filing ITR. The Income Tax Department sends its notice under Section 139 (9) to ask the taxpayer to rectify the errors in the “Defective” ITR. Read More:   ITR filing: Return filed before July 31 but not received refund yet? Here are the likely reasons Here are three important points you should know about the defective income tax return notice and what happens when you don’t respond to the notice: If you don’t respond to the Income Tax notice for a defective return then your ITR for the relev

Aadhaar authentication to allow you access 58 citizen-centric RTO services online

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  The road transport ministry has made available online as many as 58 citizen-centric services including driving licence, vehicle registration, and transfer of ownership through Aadhaar authentication on voluntary basis. The Ministry of Road Transport and Highways (MoRTH) has been undertaking several citizen-centric reforms to provide greater facilitation in availing transport related services, the ministry said in a statement on Saturday. Read More:   Antodaya Ration cardholders will get free health treatment soon; here’s HOW Providing such services in a contactless and faceless manner would go a long way in saving critical time of citizens while easing their compliance burden, said the MoRTH. Consequently, the footfall at the regional transport offices (RTOs) is likely to significantly reduce, which would lead to greater efficiency in their functioning, it added. The online services for which a citizen is required to undergo Aadhaar authentication on voluntary basis includes — applic

5 banks offer up to 8.25 percent returns on 2-year fixed-rate deposits to senior citizens

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  SHARE   TWEET   SHARE   EMAIL   COMMENTS Fixed deposits are the best and safest option for senior citizens because they can earn better rates than the general public and have their investments covered by the DICGC up to 5 lakhs. Seniors are choosing fixed deposits as their top choice of fixed-income instrument for their golden years in the setting of rising interest rates, as some banks have started delivering returns that outperform inflation. Depending on their needs during their golden years, seniors can choose from a number of interest pay-out options, including monthly, quarterly, half-yearly, and annual payouts. Fixed deposits are the most flexible option in the debt category because they have maturities ranging from 7 days to 10 years.  As a result, the following list of 5 banks offers an interest rate that ranges from 7.50% to 8.25% for senior citizens who want to invest in a fixed deposit scheme for 2 years.  Bandhan Bank The interest rates on fixed deposits offered by Bandh

Traffic Rules: Right of traffic police to extract car keys? Must know 5 rules, will not eat cheats

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  Traffic Rules: ट्रैफिक पुलिस को कार की चाबी निकालने का अधिकार? जरूर जान लें 5 नियम, नहीं खाएंगे धोखा Traffic Rules you must know:  सड़क पर वाहन चलाते समय हमें अक्सर ट्रैफिक पुलिस वाले रोक लेते हैं. अगर हम नियमों के मुताबिक चल रहे हैं और गलत नहीं है तो हमें डरने की जरूरत नहीं है. लेकिन दुर्भाग्य से, भारत में पुलिस की बदसलूकी के कई मामले हम सुनते रहते है. ऐसे समय में, एक वाहन चालक होने के नाते हमें अपने अधिकारों को जानना बहुत जरूरी है. यहां हम आपको वाहन की चाबी निकालने से लेकर बाकी जरूरी नियमों के बारे में बता रहे हैं. इन डाक्यूमेंट्स को जरूर रखें साथ कुछ जरूरी दस्तावेज है जो हमेशा आप को वाहन चलाते समय अपने साथ रखने चाहिए.  Registration certificate (आरसी)  Pollution under control  (पीयूसी)   Insurance document  Driving licence इन नियमों को जानना आपके लिए जरूरी 1. पुलिस अधिकारी को हमेशा अपनी वर्दी में होना चाहिए और अगर वह वर्दी में नहीं है तो आप उनसे पहचान पत्र मांग सकते हैं. अगर वह पहचान पत्र नहीं दिखाते तो आप भी अपने डॉक्यूमेंट दिखाने से मना कर सकते हैं. 2. अगर आप पर जुर्माना लगाया जा