Technodealz - Technology Updates & News

  Post Office PPF Scheme: Public Provident Fund has always been considered a safe and tax-free investment option. This is a small savings scheme of the Government of India. It gives returns with government guarantee. If you deposit Rs 50,000 every year, then after 25 years, a fund of more than Rs 34 lakh will be ready. Post Office PPF Scheme:  Lakhs of Indians invest in Post Office schemes. It is still considered the most reliable option for savings. There is no risk of any kind in investing here. Returns are guaranteed. Post Office has great schemes for everyone, from children, women to senior citizens, included in this list is the Post Office Public Provident Fund Scheme, which is considered better in terms of investment. You can create a huge fund by depositing money in this scheme. Public Provident Fund (PPF) has always been considered a safe and tax-free investment option. It is a small savings scheme of the Government of India. The central government is currently giving ...

  Visa Rules Change:  Indian students aspiring to study in the United States are facing a sharper set of hurdles after the US government enforced stricter visa application rules, rolled back pandemic-era flexibilities, and moved toward regulatory changes that will significantly reshape how international students live, study, and work in America. These new policies have introduced greater uncertainty and complexity in the application process, affecting not only prospective students but also universities and communities that rely on their presence. As a result, many students now have to navigate increased bureaucratic challenges, higher costs, and longer processing times, all while adapting to evolving legal requirements. Third-country visa applications banned The US Department of State has barred all non-immigrant visa applicants, including student (F-1), visitor (B1/B2), and work visas (H-1B, O-1), from applying outside their country of citizenship or legal residence. The dire...

  Weather Forecast: The Meteorological Department has issued a forecast of heavy rains in many states including UP, Uttarakhand, Rajasthan and MP. According to the Meteorological Department, there will be heavy to very heavy rains in the next 5 days on 7, 8, 9, 10 and 11 September. Weather Forecast:  The Meteorological Department has predicted a major change in the weather. According to the Meteorological Department, a clear low pressure has formed in northwestern Madhya Pradesh and adjoining eastern Rajasthan, due to which there will be heavy rain. Regarding this, the Meteorological Department has issued an alert of heavy rain in UP, Uttarakhand, Rajasthan and MP Odisha, Jharkhand, West Bengal and Assam. Weather will change in UP According to the Meteorological Department, there is a possibility of heavy rain in UP on 7, 8 and 9 September. The Meteorological Department has issued an alert regarding this. Warning of rain with thunderstorm in these districts According to the Me...

  ITR Filing: Even if your income is less than the tax exemption limit i.e. ₹2.5 lakh (Old Regime) or ₹3 lakh (New Regime), you are required to file ITR (Income Tax Return) under certain circumstances. The Income Tax Department has given a list of 5 such cases in which it is necessary to file return even if the income is not taxable. ITR Filing:  Many people think that if their annual income is less than the tax free limit, then they do not need to file ITR (Income Tax Return). Although according to the Income Tax rules, it is not necessary to file ITR if the income is less than the exemption limit, but people falling in certain categories have to compulsorily file ITR. Failure to do so can result in a penalty or even a legal notice. Now the question arises that under what circumstances it becomes necessary to file ITR, even if your income is below the income tax limit. Let us know about these 5 special categories, who have to pay tax as per the rules. 1. People who deposit mo...

  Stamp Duty in UP: Before this decision, 4% stamp duty and 1% registration fee was charged on the division of property in UP. Due to this hefty fee, many families did not get their property legally divided, which increased the number of cases in civil and revenue courts. Stamp Duty:  The Uttar Pradesh Cabinet has taken a big decision giving great relief to the families of the state. The cabinet has approved the proposal to limit the stamp duty and registration fee for property division in the state to a maximum of ₹ 5,000. This decision will help in reducing property disputes between families. Along with this, the expenses incurred in property division will also be reduced. What was the old rule? Before this decision, 4% stamp duty and 1% registration fee of the total value of the property was charged on its division in UP. Due to this heavy fee, many families did not get their property legally divided, due to which the number of cases in civil and revenue courts increased an...

  UPI Transaction Limits Increased:  The National Payments Corporation of India (NPCI) has informed in a circular issued on August 28 that now the UPI transaction limit has been increased in some special categories. For categories related to tax payment, this limit will be increased to ₹ 5 lakh from September 15. NPCI says that UPI has now become the favorite payment system of the people and there was a constant demand from the market that the per transaction limit should be increased in some additional categories as well. It is necessary to follow the guidelines of NPCI This increased limit will be applicable only to those merchants who are in line with the guidelines of NPCI and fall under the category of ‘Verified Merchant’. Acquiring Member Banks will ensure that only such eligible merchants get the increased limit. However, NPCI has also clarified that banks can set different limits at their level based on their internal policies, but it cannot exceed the fixed limit. In ...

  Many rules have changed from 1 September i.e. today (Monday). New rules have now come into force in their place. These rules will have a great impact on your home budget and daily expenses. Changes like hallmarking of silver, revision of LPG prices, ATM withdrawal charges and possible reduction in fixed deposit (FD) interest rates will directly affect the consumers. Fluctuation in LPG prices On the first of every month, oil companies announce new rates for domestic LPG cylinders. Prices will also change on September 1, depending on global crude oil prices and company calculations. New rules on ATM usage Some banks will impose new rules on ATM usage. Customers withdrawing more than the prescribed monthly limit may have to pay higher transaction charges. Many banks will review interest on deposit rates in September. Currently most banks are offering interest between 6.5 to 7.5 percent on fixed deposits. Mandatory hallmarking for silver The government is going to introduce mandatory...

  The Meteorological Department has said that due to the collision of Monsoon Tuff and Western Disturbance, there is a possibility of heavy rains in Uttarakhand, Himachal and Jammu and Kashmir. This is also likely to increase the water level in the rivers. Heavy Rains Alert:  Due to heavy rains in the hilly areas, rivers have created havoc in North India. About 9 thousand villages in Punjab have been submerged. Most of the rivers have crossed the danger mark. At the same time, the Meteorological Department has made a frightening prediction. IMD says that due to the collision of Monsoon Tough and Western Disturbance, rain activities will intensify in the coming time. Due to this, there is a possibility of heavy rain in Jammu and Kashmir, Uttarakhand and Himachal Pradesh. Along with this, incidents of floods in rivers, landslides and cloudbursts may also increase. Rivers will cause havoc The Meteorological Department said, there is a possibility of heavy rain in many areas of Ut...

  Middle class and working people still consider FD as a safe investment, so they should keep some things in mind before investing. This can give them good profit on the amount invested. Different banks give different interest rates on FD, but the interest rates of these 6 banks are the most attractive for one year FD. FD interest rates:  Middle class and working people consider their money safe in FD and if they have even a little more money, they prefer to do FD for a year. If you also want to do a fixed deposit (FD) in a bank, then you should first compare the interest rates offered by different banks (both private and government). Although most banks offer the same interest rates, it is still better to compare them because even a slight difference of 50 basis points can make a big difference in interest rates over a long period of time. These banks offer higher interest rates on FD HDFC Bank:  It is the largest private bank which offers 6.25 percent interest rate to i...