New Traffic Rules: These mistakes will deprive you from insurance benefits

 


With the increase in the number of vehicles on the roads, the number of accidents and fatalities are on the rise. To reduce the incidents of traffic violations that often result in accidents, many stringent steps have been taken recently.

Apart from imposing heavy fines on violations of traffic rules, as per the direction of court, rules for insurance claims have also been changed and the new rules will be implemented by the insurance companies and the transport departments with effect from April 1, 2022.

As per the new rules, the following mistakes would make you ineligible for making any insurance claims or getting any insurance benefits:

OVERLOADING

No insurance cover will be available if the number of passengers travelling by auto and two-wheelers exceeds the permitted numbers.

RIDING WITHOUT HELMET

No insurance cover will be available to persons riding two wheelers without wearing a helmet.

DRIVING ON WRONG SIDE

Not only will any compensation be given to the people driving their vehicles on the wrong side of the road, but also no case can be filed after an accident against those driving their vehicle on the correct side of the road.

Moreover, to compensate the loss to those on the correct side of the road, if an accident occurs due to driving on the wrong side by others, a sum up to Rs 20 lakh will be recovered from the persons violating the traffic rules. The violators would face up to 14 years of imprisonment, in case the money couldn’t be recovered even by selling the assets of the violators.

DRUNKEN DRIVING

There will be no insurance cover for the drunken drivers and in case of any accident, no compensation will be payable to such drivers for any loss.

TALKING ON MOBILE

The above violation rules will be applicable to a person found talking on mobile and the same punishment will be applicable even if he/she is wearing a helmet, driving on the correct side and/or driving without consuming alcohol.

OVER SPEEDING

Like talking on mobile, all the punishments will be applicable to fast driving vehicles exceeding the speed limits.

TRYING TO INFLUENCE

In case a person tries to influence to avoid punishment in the above cases, the driving license of the person will be cancelled.

PUNISHMENT FOR INACTION

If a concerned officer, responsible for taking action in the above violations, doesn’t initiate any action, he/she will be suspended from service for a period of three years without any service benefits.

NOT WEARING SEAT BELT

No compensation will be payable to a person driving without wearing a seat belt.

Comments

  1. UnknownApril 22, 2022 at 11:04 PM

    RULES ARE VERY IMPRESSIVE BUT THE CONCERN AUTHORITY SHOULD SEE THAT IT SHOULD BE FOLLOWED STRICTLY ON GROUND NOT ON FILES ONLY.

    ReplyDelete
  2. UnknownApril 22, 2022 at 11:44 PM

    It's a good move, however need to point out that many accidents are caused by pedestrian crossing illegally, leading to vehicle trying to evade this causing collateral accidents. Pedestrian coolly disappear, while vehicles involved get embroiled in causes & effects.

    ReplyDelete
  3. ChandraApril 25, 2022 at 4:06 AM

    SHORTAGE OF POLICE OFFICERS TO CONTROL TRAFIC IN KERALA PARTICULARLY IS A FACT
    IF FACT IF CONTROL CAN ACHIVE LOT OF REVENEW TO MANAGE POLOCE DEPATMENT'S EXPENSES

    ReplyDelete

Post a Comment

Popular posts from this blog

Senior Citizen Train Ticket Discount: Government has issued a new statement regarding giving discount to senior citizens on train tickets, know the details here

Image
  Senior Citizen Train Ticket Discount: Once again a demand has been made in the Lok Sabha to give discount to senior citizens on train tickets. Senior Citizen Train Ticket Discount:  Railways has withdrawn the discount given to senior citizens on train tickets since the Corona period. However, from time to time there has been a demand to restore this concession given to senior citizens in trains. Even in the winter session of the Lok Sabha, some members raised the demand for increasing fare concessions and facilities for senior citizens traveling in trains. However, even before this, Railway Minister Ashwini Vaishnav has told in the Lok Sabha that during the train journey, every passenger is given an average subsidy of 53 percent on the train ticket. Apart from this, he also told who gets discount on tickets while traveling by train. Demand for discount in train tickets raised again During Zero Hour in the House, Janata Dal (United) MP Kaushalendra Kumar said that before the Corona ep
Read more

Cash Transaction Rules: Income tax rules on cash transaction between Husband-Wife and Son-Father, know rules

Image
  Cash Transaction Rules: Income tax keeps an eye on our every transaction. But is there any tax on cash transactions or can Income Tax send a notice? Or how much cash transaction can take place between you and your wife or between father and son? If you also have these questions in your mind, then let us know their answers… If you also transact money between father and son or between husband and wife, then this news is useful for you. Actually, every transaction of ours has an eye on income. In such a situation, a question arises in the minds of many people whether income tax notice can be received even on cash transactions? Let us know how much cash transaction you can do in your family. Income tax sends notice? According to tax experts, if you give money every month for household expenses or give money as a gift, then the wife is not liable for income tax. Both these types of amounts will be considered as the income of the husband. The wife will not receive any notice from the Incom
Read more

Have a Current/Savings Bank Account? Know the Cash Deposit Limits under Income Tax Act to avoid Penalties and Notices

Image
  Adhering to cash deposit and withdrawal limits is crucial to remain compliant with the Income Tax Act in India. This article aims to elucidate the various facets of cash-related regulations, encompassing savings and current accounts, fixed deposits, credit card bill payments, real estate transactions, and more.  Cash Deposit Limits in Savings and Current Accounts The Indian Income Tax Act imposes specific regulations on significant cash deposits in savings accounts. Individuals accumulating INR 10 lakh or more during a fiscal year must notify tax authorities.  For current accounts, this threshold is set higher at INR 50 lakh. Although not immediately taxed, financial institutions report transactions exceeding these limits.  Cash Withdrawal and TDS under Section 194N  Section 194N outlines TDS rules for cash withdrawals. A 2% TDS is levied on withdrawals exceeding INR 1 crore within a fiscal year. Non-filers face a 2% TDS on withdrawals over INR 20 lakh and a 5% TDS on amounts exceedi
Read more