Top SBI Mutual Funds With Highest SIP Returns in 5 Years: Rs 25,000 monthly SIP in No. 1 fund has grown to Rs 42 lakh; know details

 SBI PSU Fund, SBI Infrastructure Fund, SBI Contra Fund, and SBI Long-term Equity Fund have been the table toppers in terms of annualised SIP returns in the last five years. 

Top SBI Mutual Funds: SBI Mutual Fund House is the largest mutual fund asset management company (AMC) in the country. It has been running many schemes for decades. Some of its schemes are established options in their own category. While many of its schemes are stable, a lot of them have also given high returns in the last few years. SBI PSU Fund, SBI Infrastructure Fund, SBI Contra Fund, and SBI Long-term Equity Fund have been the table toppers in terms of annualised SIP returns in the last five years. In this write-up, let's have a look at the top 3 SBI mutual funds in terms of annualised SIP returns (XIRR) and what Rs 25,000 monthly SIP in each of them has given in that period. 


With the growth of PSU stocks, SBI PSU Direct Plan-Growth tops the list with 42.59 per cent annualised SIP returns (XIRR) in the five-year time frame. The fund has assets under management (AUM) of Rs 3,695 crore, while its net asset value (NAV) is worth Rs 36.62. The fund has given a 13.53 per cent annual return (CAGR) since its inception in January 2013. Benchmarked against BSE PSU TRI, the fund has a minimum lump sum investment of Rs 5,000 and a minimum SIP investment of Rs 500. The open ended, high risk fund has an expense ratio of 0.5 per cent. 

With its 91.53 per cent investment in equity, the fund has 64.69 per cent of it in large-cap stocks. Energy, finance, insurance, and capital goods are the main sectors it has invested its money in.

In a portfolio of just 26 stocks, the fund has SBI, GAIL (India), PowerGrid, and NTPC as its main holdings. A Rs 25,000 monthly SIP in the fund started five years ago has turned into Rs 41.88 lakh.

At a time when infra and PSU mutual funds are having their hay day, SBI's infra fund has had a 37.37 per cent XIRR in five years. The fund has AUM of Rs 3,851 crore, while its NAV is Rs 55.94. The fund has given a 17.52 per cent annual lump sum return since its launch in January 2013. Benchmarked against NIFTY Infrastructure TRI, the fund has an expense ratio of 1.34 per cent. The open ended, high risk fund has a minimum SIP investment of Rs 500, while its minimum lump sum investment is Rs 5,000. 

The fund's 91.21 per cent investments are in equity, of which 37.65 per cent are in large-cap stocks and 33.66 per cent in small-cap stocks. The main sectors the fund has invested its money in are energy, materials, metals and mining, and construction. In its 44-stock portfolio, the fund has Reliance Industries Limited, Bharti Airtel, Indian Energy Exchange, and Larsen & Toubro as its main stocks.
A Rs 25,000 monthly SIP in the fund has given Rs 37.16 lakh in total as of the date.

The fund that follows the contra strategy of investment has given a 37.03 per cent annualised return in the five-year time frame. The fund's asset base is Rs 34,366 crore, while its NAV is Rs 413.2. Benchmarked against, the fund has given an 18.24 per cent return since its inception in January 2013. With an expense ratio of 0.63 per cent, the fund has a minimum lump sum investment of Rs 5,000, while it has a minimum SIP investment of Rs 500. The fund has 91.37 per cent of its investments in equity with 48.32 per cent of them in large-cap stocks. 

The fund has mainly invested in the financial, energy, healthcare, and metals and mining sectors. It has a large set of stocks (94) in its portfolio. The main holdings in its portfolio are Nifty Bank, HDFC Bank, Kotak Mahindra, and GAIL (India).  
An investor who started a Rs 25,000 monthly SIP five years ago has a total of Rs 36.87 lakh as of today's date.


 



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