You won’t get 5000 OD facility if your PMJDY is not attached to Aadhaar
You won’t get 5000 OD facility if your PMJDY is not attached to Aadhaar
Jan Dhan Yojana: The Pradhan Mantri Jan Dhan Yojana (PMJDY) is one of the most ambitious financial inclusion programmes being launched by the Narendra Modi Government because PMJDY has benefits beyond financial inclusion. But, very few Jan Dhan account
holders are aware that their account gives overdraft facility up to Rs 5,000 provided their account is attached with their Aadhaar card. According to tax and investment experts, if a PMJDY account holder hasn't attached Jan Dhan Khata with Aadhaar card, then the overdraft facility will be lost.
holders are aware that their account gives overdraft facility up to Rs 5,000 provided their account is attached with their Aadhaar card. According to tax and investment experts, if a PMJDY account holder hasn't attached Jan Dhan Khata with Aadhaar card, then the overdraft facility will be lost.
Elaborating upon the overdraft facility under Pradhan Mantri Jan Dhan Yojana, SEBI registered tax and investment expert Manikaran Singhal said, "To become eligible for the overdraft facility, a new Jan Dhan account holder needs to maintain a healthy positive balance for the first six months and should do regular cash transactions and transactions through the RuPay debit card issued to him or her. If satisfied, the bank, in which the Jan Dhan account has been opened, would provide the account holder the overdraft facility of up to Rs 5,000, provided it’s an Aadhaar-linked account." However, he said that the overdraft facility may be used by the account holder by paying a nominal rate of interest.
Speaking on other benefits a Jan Dhan account holder may lose if account is not attached with Aadhaar Card, SEBI registered tax and investment expert Jitendra Solanki said, "Despite being a no frills account, a Jan Dhan account under the Pradhan Mantri Jan Dhan Yojana provides overdraft facility and RuPay debit card with inbuilt Rs 1 lakh accident insurance cover to the holders, apart from the luxury of not maintaining a minimum account balance. However, in the case of non-attachment of Aadhaar card with the PMJDY, the nominee will find it difficult to claim the above-mentioned insurance amount."
He said that a Jan Dhan account holder gets an additional Rs 30,000 accidental death insurance cover against the RuPay debit card. So, a nominee of a Jan Dhan account holder can claim up to Rs 1.3 lakh accidental death benefit, in case the account holder dies.
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ReplyDeleteI AM AN INDIAN NATIONAL BORN ON 8TH AUGUST 1934 I HAVE THE AADHAAR CARD, MEANS YOU KNOW ME FROM ALL THE ANGLES,
ReplyDeleteI HAVE WATED FOR ALL THE NATIONAL ELECTIONS SINCE 1952 THAT IS I HAVE A VOTERS ID
I HAVE PAID INCOME TAX WORTH 26000 RS TWENTY SIX THOUSAND MYSELF AND 80000 EIGHTY THOUSAND AS MY FAMILY WITH MY TWO SONS(2016 2017) AS CAPITAL GAIN TAX
I WAS ASKED TO JOIN MY MOBILE NO WITH AADHARCARD , I WENT ON THE STIPULATED GIVEN TIME AND PLACE BUT TO MY SURPRISE BABUS WERE SITTING ON FOURTH FLOOR, THE LIFT WAS NOT WORKING AS LIGHTS OF TOORENT CO WERE OFF, I REQUESTED BABUS THROUGH MY SON THAT I AM SR CITIZEN A SEVERE HEART PATIENT , PLUS HANDICAPPED AS I HAD A LEG LEG BONE FRACTURE AND OPERATED, BABUS GAVE " COME AFTER A WEEK" TIME , THE SITUATION WAS THE SAME, MY SON DID ATTACH HIS AADHAR CARD MINED WAS NOT AS I COULD NOT GO UPSTAIRS,
SIR I AN ASKING WHY THERE ARE VARIOUS WRONG PITIFUL PUNISHING ORDERS TO JOIN ADHHAR CARD WITH X Y Z ETC/ WHAT IS THE FUN OF ADHAR CARD VOTER IDC CARD? WITH JANDHAN YOJANA WHICH ISIS LAUNCHED FRFOM MY INCOME TAX , WHY THEY NEED JOINING MY ADHAAR CARD, HAVE MY PRIME MINISTER FORGOTTEN ME? ALL THE DATAILS ARE GIVEN IN FILLING UP FPRM OF ADHAAR CARD, THEY ARE THERE AS VOTER ID THEYHAVE EVERY DECADE CENSUS WHERE THERE ARE FURTHER GREATER INVOLVED DETAILS, I ASK MY PRIME MINISTER WHY DO SPEND RATHER EXTRAVAGANTLY EPEND MY INCOME TAX BY EMPLOYING YOUR BABUS AGAIN AND AGAIN IN FRUIT LESS FAULTY DATA COLLECTGION? AND THAT TOO IN THIS COMPUTER AGE?
I SAY HELL WITH YOUR adhhar card hell with your jan dhan yojana where i haved to in troduce my self agfain again at the age oif 87 eighty even years.
Hemendra Umiashanker Mehta 74/75 jodhpurpark society near ramdev nagar brts bus stop satellite road ahmedabad pin 380015, mob no 9712932822
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correction three ,,, and 8000000 eighty lakhs and not thousands
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oof tooret co
correction five I requested babus by my sms through my mobile phone and my son
correction six left leg not leg leg
correction seven situation was the same next week
correction eighth of mine was not and not mined
correction nineth sir I am asking not I an asking
kindly excue for the corrections
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