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Showing posts from 2024

Bank Holidays: Banks to remain closed for 13 days this month. Check holiday calendar here

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  Bank holidays in January 2025:  As we move on from the celebrations around New Year, the list of bank holidays in January 2025 is out. The first month of the year will see 13 holidays in total, including the second and fourth Saturdays and Sundays. The Reserve Bank of India (RBI) releases the bank holiday calendar, which is based on various factors, including national/state holidays, cultural or religious observance, operational requirements, government announcements, and coordination with other banks. Bank holidays in January 2025: Check full list January 1-  New Year’s Day/Loosong/Namsoong Banks will remain closed on 1 January 2025 in Aizawl, Chennai, Gangtok, Imphal, Itanagar, Kohima, Kolkata, and Shillong. January 2-  Loosong/Namsoong/New Year Celebration Banks will remain closed in Aizwal, Gangtok January 5-  Sunday January 6-  Sri Guru Gobind Singh’s Birthday Banks will remain closed in Chandigarh January 11-  Missionary Day/Imoinu Iratpa/ Seco...

Airport Rules Change: Now these items cannot be taken in the plane during travel, otherwise fine will be imposed

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  Airport Rules Change: Often people are not aware of what things are not allowed in flight. But, it is important for you to know this before traveling by flight. Especially the passengers traveling to Dubai. If you are planning to go to Dubai, then this news is very useful for you. Airport Rules Change:  Keeping in mind the safe flight, the airport has made some changes in its rules. These special changes are for Dubai flight passengers. Generally, people can carry essential items like medication, especially medicines, in the cabin bag. But now this will not be possible in the flight going to Dubai. You cannot carry all types of medicines. According to the new rules, you will have to carry only permitted items. Changes in Dubai flight baggage rules Many times people unknowingly carry such things with them, which can be considered a legal offense to carry in a flight. What you can and cannot pack in cabin baggage along with check-in luggage on your Dubai flight. If you are pla...

UPI Rules: From January 1, limit for transferring money will be doubled, this UPI rule will change

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  UPI Rules Change from 1 Jan 2025: With the change of year from 31 December, a rule related to UPI payment is also going to change. Actually, from January 1, 2025, UPI payment of up to Rs 10,000 can be made using UPI 123Pay system. Payment can be made without internet connection with this service. From January 1, not only the calendar will change, but everything will change. Along with this, some new rules will also change. In this, the rules for making payments through UPI are also changing. RBI had decided that the transaction limit of UPI 123Pay will be changed. The Reserve Bank of India has decided to increase the limit. By using UPI 123Pay, users will be able to transact Rs 10,000 instead of Rs 5000. Earlier this limit used to be up to Rs 5,000. The new rule of UPI 123 Pay service will come into effect from January 1, 2025. Let us tell you that UPI 123Pay is such a service. In which users are given the option to make payments without internet connection. This is the reason wh...

WhatsApp new feature: Now you can decide between truth and lie on WhatsApp itself, new feature is coming

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  WhatsApp new feature:  A big feature is coming in the Meta-owned instant multimedia messaging app WhatsApp. After the arrival of this feature in WhatsApp, users will be able to use the reverse search tool on the app itself. Let us tell you that the reverse image search tool is used to check the authenticity of an image. This feature was seen on the beta version of Android a few days ago and now it is being tested on WhatsApp Web. According to reports, WhatsApp will soon allow users to verify the authenticity of photos shared with them with the help of Google. This new feature will help users identify whether the shared photos are edited, modified or taken out of context. It is a good thing that users will not need to download the picture to their desktop for this process. WhatsApp will add a shortcut to the web application, which will allow reverse image search. Let us tell you that recently the iOS version of WhatsApp has got many new features with the new update. These fea...

Public Holiday: Schools, colleges, offices and banks will remain closed for these many days due to public holiday

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  Holidays 2025: The government has released the complete list of holidays for the year 2025. There are 17 gated and 34 optional holidays in the new year. Holidays 2025 List:  There are only two days left for the new year to begin. Preparations have begun for the year 2025. The Government of India has also released the complete list of holidays. This year most of the holidays are on working days. Festivals like Makar Sankranti, Eid and Diwali are also not falling on Sundays. Let’s take a look at this list so that it becomes easier for you to plan your vacation. The list released by the government includes two types of holidays – gazetted and restricted holidays or optional holidays. Gazetted holidays are those which are issued by the government, which have to be followed by all government institutions, schools-colleges, offices. There are a total of 17 gazetted holidays in the year 2025. See the list of gazetted holidays Republic Day – 26 January (Sunday) Holi – 14 March (Frid...

Bank Holidays: Banks will remain closed for half a month in January, check the complete list of holidays

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  Bank Holidays January 2025- Bank employees will get many holidays in the first month of the new year. Bank’s online services and ATMs will remain operational even on holidays. Bank Holidays January 2025:  New Year is just about to come. Everyone is busy preparing for the New Year. If you plan to go to the bank to settle any important work in the first month of the year 2025 i.e. January, then definitely check the list of holidays. This is because in January 2025, apart from weekly holidays, banks will not work for 15 days due to national and regional holidays. Banks remain closed every Sunday and second and fourth Saturday of the month. Apart from this, banks are also closed on festivals and some special days. The list of bank holidays is released by the Reserve Bank of India. It includes both national and regional holidays. All banks remain closed across the country on national holidays. Regional holidays are related to a particular state or region. On these days only the b...

SIM Card New Rule: These people will not get SIM card for 3 years, government took strict steps

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  The government is going to take a big step towards controlling cyber crimes. The government has decided to blacklist those who buy SIM cards in other people’s names or send fraudulent messages. SIM Card New Rule:  Amid the increasing cases of cyber fraud in the country, the government is going to take a big step. The government has prepared to blacklist those people who buy SIM cards in the name of others or send fraud messages. They will be blacklisted as a threat to cyber security. Not only this, such people can also be banned from taking a new connection for 3 years. This can be a big step towards preventing cyber crime. Government preparing to take action According to a report by CNBC-Awaaz, the government’s telecom department has started making a blacklist. This list will include the names of such people who buy SIM cards in the name of others or send fraud messages. The existing SIM cards of those whose names appear in this blacklist will be blocked and they will not b...

Jio is offering unlimited 5G data for less than Rs 200, 2GB data and calling every day

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  Reliance Jio is offering the benefit of unlimited 5G data with a plan priced less than Rs 200. This plan offers 2GB daily data to 4G users and free calling can be done. Telecom operator Reliance Jio has the largest user base in India and is offering a large portfolio of recharge plans. If you think that you will have to spend a huge amount in case of recharging with daily data plans, then it is not so. The company is offering a plan for less than Rs 200, which gives the benefit of 2GB daily data. The company is offering unlimited 5G data to subscribers who recharge with select prepaid plans. However, if you are not among them and are using 4G smartphones, then choose those plans which provide sufficient daily data as per your requirement. The company is offering other benefits along with 2GB daily data for less than Rs 200. Company’s cheapest 2GB daily data plan Reliance Jio subscribers are being offered 2GB daily data in case of recharging with a plan of Rs 198. Apart from this,...

Rainfall Alert: There will be heavy rain in many parts of the country today, fog alert in 13 states

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  Many parts of Jammu and Kashmir received snowfall again on Friday. At the same time, a slight increase in the minimum temperature was recorded at most places in the valley. Officials said that the first snowfall of the season occurred in the plains of Srinagar, Ganderbal, Anantnag, Kulgam, Shopian and Pulwama districts. Weather Update:  The mood of the weather has changed due to the new western disturbance. There is a possibility of hailstorm along with light to moderate rain in North-West India including Central India on Saturday. According to IMD, no change in minimum temperature is expected during the next 48 hours. After this, there may be a drop of two to four degrees Celsius in North-West, West, Central and East India during the next three days. The Meteorological Department has also predicted cold wave in some parts of Himachal Pradesh from 29 to 31 December. The IMD said that till December 30, dense to very dense fog is likely to prevail over isolated places over Raj...

New Vande Bharat Express: Four new Vande Bharat Express trains will start on this route, know the possible route and ticket fare

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  Vande Bharat Express trains: The Indian Railways, as per the report, said these Vande Bharat Express trains are expected to begin soon and after it is being made operational, Pune will have a total of six Vande Bharat Express trains running weekly to enhance the rail connectivity. Vande Bharat Express trains:  The Indian Railways is making every effort to make the travel smooth and easy for the commuters. In this regard, the Railway administration has decided to launch four additional Vande Bharat Express trains from Pune, a report by Pune Pulse said. Right now, the two Vande Bharat Express trains are in operation from Pune and with the addition of four more trains, the train travel will become compfrtable and more efficient. Moreover, the new trains will reduce the travel time significantly, benefiting passengers. Currently, two Vande Bharat Express trains are in operation on routes such as Pune-Hubballi, Pune-Kolhapur, and Mumbai-Solapur (via Pune) and after the introducti...

Passport Application New Service: Passport applicants will now be able to get their passport made sitting at home, new service launched

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  With the help of Passport Mobile Van, now the people of Ghaziabad will not face any problem in applying for passport. Now the passport mobile van will reach the homes of the people. Let us tell you that this facility of passport office was first started in the form of a mobile van in Chandigarh. Know complete information through the article. Passport Seva Service:  There is good news for people who are facing problems in getting their passport made. The passport mobile van launched for the convenience of passport applicants is proving to be very effective. People of many states are getting a lot of benefit from this. Under this, now people of many districts of Uttar Pradesh will also benefit from it. Through this van, people of 13 districts falling under the jurisdiction of Ghaziabad Regional Passport Office will get the facility of getting passport made near home. 20 appointments are being issued on every working day Passport mobile van was launched from the regional passpo...

Banking System: Now bank will fine you Rs 100 per day if the transaction fails; Know RBI rules

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  RBI rule failed transaction:  You went to the ATM, tried to withdraw money, but the transaction failed. Money was deducted from the account. You were sending money to someone, the transaction failed again and the money was deducted. This happens often. This is the reason why RBI has made strict rules for this. If any money transaction of someone fails, then the bank refunds within a limited time period. But, if this does not happen then the bank will have to pay a penalty. Yes, the bank has to refund the money deducted from the account on a failed transaction. If the bank does not do this, then a penalty of Rs 100 will have to be paid daily. Let us know what is the strict rule of banking regulator Reserve Bank of India (RBI) on this. RBI’s TAT ​​Harmonisation Rule RBI had issued a circular on 20 September 2019, in which instructions were given to equalize TAT i.e. turn around time and compensate the customers. According to RBI, if the bank does not reverse the debited money ...

Tax Free Salary: There will be no tax on salary up to ₹ 10,50,000? preparations are being made to give relief to middle class taxpayers

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  Tax Free Salary: The government is considering reducing tax liability on annual income up to ₹10.5 lakh, aimed at boosting consumption amid a slowing economy and high inflation. Tax Free Salary:  Middle class taxpayers are expected to get a big relief from the government. There are reports that the government may reduce the tax liability on annual salary up to Rs 10.5 lakh in this budget. It can be announced in the upcoming budget to be presented on 1 February 2025. The proposal aims to boost consumption amid a slowing economy and rising inflation. Currently, income from ₹ 3 lakh to ₹ 10.5 lakh is taxed at 5% to 20%, while income above ₹ 10.5 lakh is taxed at a rate of 30%. Option to choose between 2 regimes Old regime:  Which includes exemptions like house rent and insurance. New regime (2020):  Which comes with lower tax rates but most exemptions are removed. Through the proposed cuts, the government wants to encourage more people to adopt the 2020 structure. Eco...

FD Rates: Senior citizens will get 8% interest on FD, check details

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  FD Rates: After retirement, regular sources of income stop, in such a situation, savings become the main means of living. Therefore, it is very important to make a proper financial plan and choose a safe investment option. Experts believe that senior citizens should focus on such investment options FD Rates:  After retirement, regular sources of income stop, in such a situation, savings become the main means of living. Therefore, it is very important to make the right financial plan and choose a safe investment option. Experts believe that senior citizens should focus on investment options that can give fixed and good returns with low risk. Fixed Deposit (FD) is one of the most reliable and safe investment options in India. It gives returns at a fixed interest rate for a fixed period. Many banks are offering interest rates of 7.5% or more to senior citizens on 5-year FD schemes. Banks offering 7.5% or more interest rates SBM Bank is offering FD options to senior citizens wit...