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Showing posts from October, 2024

Airport Rules: Now you can carry this much cash in the plane while traveling, check the cash limit before traveling

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  Flight Rule Tips: People often ask how much cash they can carry on a flight. The rules for domestic flights are different and the rules for carrying cash on international flights are different. Whether it is to go abroad or to a place far from the city, people often prefer to go by flight. And why not, this is the means by which you can reach your destination quickly. Till date, you must have taken care of the    luggage  related things for traveling by plane, but do you know that there is also a coin on which some limitation has been imposed? Yes, if you are traveling by plane and want to take cash with you, then you can carry only some limited cash in your bag. Although the facility of withdrawal is available outside the country and abroad, but there are many people who like to carry cash with them for their convenience. Can you carry so much cash in the plane? According to the guidelines of the Reserve Bank of India, if you take domestic flights, you can carry a maximum of Rs 2 la

New recharge plan: 98 days validity is available with 2GB data per day in recharge of less than Rs 1000

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  Jio new recharge plan: Jio has added a powerful plan of Rs 999 to its list. The validity of this plan is 98 days, and customers will get the benefit of a lot of data in it. Jio new recharge plan:  While recharging, it is difficult to understand which one to get. Most of the people look for a pack with an affordable price. So that they do not have to spend much and also get full benefits. Keeping this in mind, telecom companies offer one recharge plan after another. Meanwhile, if we talk about the giant company Reliance Jio, the company offers many special plans for the convenience of its customers, in which a latest plan of Rs 999 has also been added. There are many such features in this plan which can attract customers. Let us know about the benefits available in this plan… In this plan of Rs 999 of Jio, customers are given a validity of 98 days. That is, once you recharge, you will have more than 3 months of free time. 2GB data is given every day in the plan, so if we look at the t

ATM withdrawal limit for HDFC, SBI, ICICI PNB and other top banks in India

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  ATM withdrawal limit:  Automated Teller Machines (ATMs) enable you to access funds from your savings and current accounts conveniently and easily. It lets you withdraw money anytime and anywhere. However, there are limits on the number of transactions you can make in a time frame and the maximum amount you can withdraw at one time from the ATM. What is ATM withdrawal limit? ATM withdrawal limit refers to the maximum amount of money that an individual can withdraw from his savings or current account in a given period. The maximum limit varies from bank to bank and depends on the type of account. For example, some banks may allow a maximum withdrawal limit of Rs 25,000 per day on the basic account type. On the other hand, other banks may offer a withdrawal limit of Rs 40,000 per day on their basic account. Daily ATM withdrawal limit:  Daily ATM withdrawal limit refers to the maximum amount of cash you can withdraw from your bank account per day. Most Indian banks have a daily ATM withd

Bank FD: These 7 banks have changed the interest rates of FD, getting strong returns, check the new rates

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  Many banks have changed the interest rates of FD in October. Big banks like Bank of Baroda, ICICI Bank are also included in this list. Bank FD:  Many people consider Dhanteras and Diwali as the best time for investment. Fixed deposit is also considered a great option for savings. Banks also keep changing the interest rates of FD from time to time. Keeping in view the festive season, many banks have revised the interest rates of FD before Diwali. This list includes both government and private sector banks. Some banks are also offering interest up to 9%. Most banks are offering extra interest to senior citizens as compared to general citizens. Let’s know which one is offering how much interest at present- These private banks revised the interest rates of FD Axis Bank has recently changed the interest rates of FDs. It is offering 3% to 7.25% interest on tenures of 7 days to 10 years. Senior citizens are getting 0.50% extra interest. ICICI Bank has made new interest rates effective from

PM Modi will give joining letters to 51,000 youth, will launch health insurance for the elderly

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  PM Modi: Prime Minister Modi is likely to launch health insurance for all citizens aged 70 years and above under Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) on October 29. The ‘U-WIN’ portal developed to maintain an electronic registry of routine vaccinations will also be launched by the Prime Minister Prime Minister Narendra Modi is going to give Diwali gifts to the youth and the elderly of the country today i.e. on Tuesday (29 October). Prime Minister Modi will launch development projects worth about Rs 12,850 crore on Tuesday. An official statement said that in a separate program, he will also hand over more than 51,000 appointment letters to the youth under his government’s ‘Rojgar Mela’. PM Modi will also address the ‘Rojgar Mela’. PM Modi will give joining letters to more than 51,000 selected candidates through video conferencing at 10:30 am. Prime Minister Modi is likely to launch health insurance for all citizens aged 70 years and above under the Ayushman Bhar

New FD scheme: This company has started FD scheme, you will get up to 9.5 percent interest – check details

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  Mobikwik has now started an FD scheme for its users. Mobikwik has started this scheme through its mobile app. For this, Mobikwik has partnered with financial service companies like Mahindra Finance, Shriram Finance and Bajaj Finserv. Let us know about the FD of Mobikwik company. New FD scheme:  There is competition among all the banks on the interest rate offered on FD. Now apart from banks, online payment companies have also joined this competition. Actually, now online payment companies have also started providing FD facility to their customers. We are talking about the online payment company Mobikwik. Mobikwik company is very popular among the people. People use it for online payment, bill and digital wallet. Mobikwik has now started an FD scheme for its users. This scheme has been started by Mobikwik through its mobile app. For this, Mobikwik has partnered with financial service companies like Mahindra Finance, Shriram Finance and Bajaj Finserv. Let’s know about the FD of Mobikwi

PMMY: Government has doubled the limit of Mudra Yojana, now you will get a loan of full ₹ 20 lakh, know the complete details

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  PM Mudra Yojana: While presenting the Union Budget 2024-25, Finance Minister Nirmala Sitharaman had said that the limit under the Pradhan Mantri Mudra Yojana (PMMY) will be increased from the current Rs 10 lakh to Rs 20 lakh. A notification has been issued regarding this. PM Mudra Yojana:  The government has doubled the limit of Pradhan Mantri Mudra Yojana (PMMY), a loan given to promote self-employment in the country, to Rs 20 lakh. The Ministry of Finance said in a statement on Friday, through this increase we want to further the overall objective of the Mudra Yojana (PM Mudra Yojana). A notification has been issued in this regard. The Finance Minister announced in the budget While presenting the Union Budget 2024-25 on July 23, 2024, Finance Minister Nirmala Sitharaman had said that the limit under the Pradhan Mantri Mudra Yojana (PMMY) will be increased from the current Rs 10 lakh to Rs 20 lakh. While presenting the budget in the Lok Sabha, Sitharaman had said, “The limit of Mudr

Balance Transfer Fees: Charges and processing fees for balance transfer from these credit cards are less.

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  Before transferring the balance, keep in mind that you have to pay a processing fee to avail this facility. So, first find out how much you will save by transferring the balance. Balance Transfer Fees:  By using credit card properly, you can avail many other benefits along with savings. Most companies offer discounts on purchases made with credit cards. Another special feature of credit card is balance transfer. By using this, you can pay the bill of another credit card in financial crisis. By doing this, you avoid paying penalty or high interest to the bank. Today we are telling you about 4 credit cards which are best for balance transfer. Benefits of balance transfer Balance transfer saves you from paying high interest or penalty on other credit cards. If you do not pay your credit card bill on time, banks charge interest ranging from 36 to 48% annually. However, many banks also charge balance transfer fee. Before transferring balance, keep in mind that to avail this facility you h

Retirement New Rules: Government changed the rules regarding retirement of central employees, now the notice period will be so many months

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  Central Government Employees: The government has changed the rules regarding retirement of central government employees. Employees can now retire in 20 years. They will get all the benefits like normal retirement Central Government Employees:  The government has changed the rules regarding retirement of central employees. Employees can now take retirement in 20 years. They will get all the benefits like normal retirement. The National Pension Scheme (NPS) was started in January 2004 for central government employees. It was revised in 2009 and now it is also open to private employees. NPS is a voluntary pension scheme, which aims to create a retirement fund for employees. It is run by the government and the Pension Fund Regulatory and Development Authority (PFRDA). According to the new guidelines issued recently, central employees can now take voluntary retirement under NPS. This information has been given by the Department of Pension and Pensioners (DoP&PW) under the Ministry of