By mistake, money transferred to another's account can be received this way, know what is the process
By mistake, money transferred to another's account can be received this way, know what is the process
Often, while making an online payment, money is transferred to someone else's account in a hurry. What to do in such a way that the money comes back into the account. Let's know its entire process.
It often happens that we want to send money to someone else and by mistake money goes into someone else's account. Many people think that now the money is gone and will not get it back. It's not like that. If you have transferred the money to another person's account by mistake, then you will get your money. For this, the bank has a process after which it is possible. Let us know how we can get back the money transferred by mistake.
If you accidentally transfer money to another account, do this if you have accidentally transferred money to another person's account, then first go to your bank and know whose money has gone to your account.
Now go to the bank of the person whose money has been transferred in your account by mistake.
You can get your money back by giving proof of money transfer by mistake.
According to the Reserve Bank, money is withdrawn without your permission, then you will have to inform the bank about this incident within three days.
By doing this you can save money. The bank will send money back to your account
Increase in such incidents, let us tell you that many such incidents have come to light in the last few times, in which the money of people has been transferred to a wrong account. Apart from this, there have also been victims of online fraud. Many people get fake phone calls as bankers. Such incidents have increased rapidly in the coronary period.
Really it is a good step, it will help the account holder customer do not worry and give complaint to the consernd bank.
ReplyDeleteHope customer can Use this Facility.
Hope we do not have to visit the Branch to sort it out. Fine if it is in the same city. What happens if I wrongly sent it to Cherapunjee, instead of Chennai ?
DeleteI hope the Manager in Cherapunjee will acknowledge my mail & take action.
Read the 3rd para which is quite confusing
ReplyDeleteYes, it is confusing
DeleteYes It's confused drafting _ nothing clear
DeleteI think it's not so simple and so easy to retrieve back the lost money. if by chance the person who receives the wrong money and he withdraws it immediately then nothing can be done....
ReplyDeletei wrong transaction iob for 236402000008477 holder name santhosh how i receive that money
DeleteI think it is not correct because I myself face this problem. I wrongly transfer money to another account hence immediately informed to bank. They gave me complaint number aswelas thansfer money to my account but under hold after 1 month without any intimation they reverse / debited the same amount from my acconut finnaly I lost my money.
ReplyDeleteI think , when you make the payment ,you must save the transaction,if it wrong payment,do submit your complain to your Banker,who will sent this complain to that Bank.
ReplyDeleteIn case that account holder does not have money ,that Bank Branch will make a note in a/c. and recover.
Very poorly drafted. The article is lacking clarity. The procedure could have been better explained and better drafted.
ReplyDeleteYes very badly drafted.
DeleteThe process is not clear.
Last month I transferred money via google pay to somebody else by mistake. I requested the gentleman and so kind of him he transferred back the money after confirmation
ReplyDeleteYes , it is not at all easy . if the wrong reciever withdraws mo0ney from his account immidately , it is not easy to retrieve it . You are at mercy of the reciever - if he is a good man he may reverse the transaction else , say Good bye to your money .
ReplyDeleteBy the way , the procedure given above is not clear at all and does not make sense . ..
When I approach SBI ISROLayout branch Bangalore they least bother at all.they advice Google pay help desk.Helpdesk says contact your branch.Branch they least bother customer complaints
ReplyDeleteWhat can we do such a situation
we will take necessary precoutio finally think twice before you send
ReplyDeleteA suggestion. While transferring money from our account to someone's account , the name of the receiver should also be displayed. This will minimize such mistakes .And if careful these type of mistakes to transfer in wrong accounts will definitely be avoided.
ReplyDeleteS M ZAINVI
Excellent read, Positive site, I have read a few of the articles on your website now, and I really like your style. I really appreciate your work.If you require aboutca firms delhi | tax return services delhi please click on it.
ReplyDeletePara 3 is confusing.Clarify it again.
ReplyDeleteVery good. RBI has given good instruction. Der aaye durust aaye
ReplyDeleteALONG WITH ACOOUNT NAME AND BRNCH OF BANK THE NAME OF THE RECIEVER IN BANK RECORD SHOULD ALSO BE DIPLAYED ON GOOGLE PAY AS SAID EARLIER. THIS WILL MINIMIZE SUCH KING OF MISTAKES.
ReplyDeleteMy money of Rs. 10000/- was transferred to an account of Hisar District, UP, from WB sbi erroneously, I made complaint immediately, sbi gave me a complaint no, and after one month Sbi close the complaint with a note, It was the fault of yourself, not of bank.
ReplyDeleteIt's full of false assuarance.SBI OS SLEEPING OVER MY COMPLAINT OF WRONG over o TRANSFER o reported over a year back
ReplyDeleteSame is happening for the fraudulent transfer from SBI Credit card and IndusInd Bank over one year inspite of my timely complaints with copy of POLICE COMPLAINT FILED THE NEXT Day of grafuldilant transaction dto RBI ,PRINCIPAL
Principal Officer's of bank nut mo avail
DeleteWhat is the remidy available
Akhil B Gupta
981084482
It's very difficult to approach the bank of the wrong monry receiver as his bank may be located anywhere. The reserve bank should make simple laws for wrong/accidentally transfer of money to some other unknown person account. Like the transfer should notify his bank of wrongly transfer of money and his bank should observe procedure to call back wrongfully or accidentally debited
ReplyDeleteVery long and difficult process, please tell easy and short process
ReplyDeleteSir mera pyement abhi tak nahi hua aur un logo kaa baar baar mujhe call aa rah ahai mai bhot dipressed hi gya hun
ReplyDeleteSir look my payment is not done in a hurry till now loan people are calling me again and again
ReplyDelete