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Showing posts from September, 2024

Post Office’s superhit scheme! Invest 1000 rupees and get 20500 rupees every month for 5 years, know how?

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  Post Office Senior Citizen Saving Scheme: Do you also want to earn Rs 20,500 per month? This superhit scheme of the post office can be useful for you. You will get this Rs 20,500 for five years Post Office Senior Citizen Saving Scheme:  Do you also want to earn Rs 20,500 every month? This superhit scheme of the post office can be useful for you. This Rs 20,500 will be available for five years. As people move towards retirement age, they need to live a safe and comfortable life through their savings. Keeping in mind these needs of senior citizens, the government is running the Senior Citizen Savings Scheme (SCSS). In this, senior citizens can earn money every month. In the Senior Citizen Savings Scheme, people get a maximum of Rs 20,500 every month. This money will be available for five years. Minimum investment of Rs 1,000 The specialty of the Post Office Senior Citizen Scheme is that you can start investing in it with a minimum of Rs 1,000. This scheme is perfect for those senior ci

WhatsApp Update: Now video calls on WhatsApp will be in full HD, just do this setting

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  WhatsApp Update: Now video calls on WhatsApp will be in full HD, just do this setting How to improve WhatsApp video call quality: The quality of WhatsApp video calling is very important. In such a situation, if you do not want to get poor quality videos during video calling, then you should make some changes in the settings of WhatsApp. Today everyone in the country has a smartphone. Also, due to cheap data, most people do video calling. Talking about video calling, WhatsApp is the most preferred platform on which most video calls are made. But many times the quality of video calls on WhatsApp is not good, due to which the video call experience is bad. However, by changing a setting, the video calling experience can be doubled. Its process is very easy. iPhone users should turn off the data saving feature If you want the video to be visible in good quality during video calling, then you should change the WhatsApp setting. For this, you have to follow some easy steps. First of all ope

DDA Housing Scheme 2024: 2,300 flats booked in 48 hours; ‘affordable’ and ‘middle class’ popular categories – Details here

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  DDA Housing Scheme:  The Delhi Development Authority (DDA) has received around 2,300 bookings within 48 hours for its latest housing scheme, around 1,300 of which came on the second day. The ‘affordable’ and ‘middle-class’ housing schemes are the most popular categories. As per the DDA data, approximately 2,300 flats have been booked under three housing scheme categories. According to a statement issued by the DDA, on the second day, around 1,050 flats were booked under the ‘affordable housing scheme’, and approximately 250 flats were booked under the ‘middle-class housing scheme’. In total, 1,300 flats were booked on the second day across these two schemes. Officials said the Delhi Development Authority is committed to issuing demand letters to buyers within 24 hours of booking. Around 1,170 letters have been sent out, all of which were issued online. On the first day of the housing scheme launch, more than 1,000 flats were booked under the affordable and middle-class housing scheme

QR Ticket new feature: Good news! Now do multiple journeys on 1 QR code, get up to 20% discount, know how

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  DMRC Multiple Journey QR Ticket: Delhi Metro has launched a new feature for passengers, in which you can make multiple journeys with just one QR code. DMRC Multiple Journey QR Ticket:  There is good news for lakhs of people traveling by Delhi Metro. To make the journey easier by Delhi Metro, DMRC has launched a new feature on Thursday, in which passengers will get relief from buying QR tickets every day and you will be able to make multiple journeys with just one QR ticket. DMRC has named this feature Multiple Journey QR Ticket (MJQRT). How can you use this feature Delhi Metro said that MJQRT is the first digital innovation of its kind, in which QR based multiple journey is being introduced for the first time in India. Currently, customers can use it only on DMRC’s app Delhi Sarathi (Momentum 2.0). Which can be used from September 13, 2024. 20% discount will be available on travel DMRC said that passengers in MJQRT will also get a discount of 10% during peak hours (8 am – 12 noon and

Senior Citizens FD Rates: This bank has changed the interest rates for senior citizens, new rates are applicable, check them quickly

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  Private banks have revised the interest rates on FDs. The new rates have become effective. Senior citizens are getting higher returns than ordinary citizens. Bank FD Rates:  Private sector IndusInd Bank has revised the interest rates of fixed deposits. New interest rates have come into effect from 7 September 2024 for deposits less than Rs 3 crore. Let us tell you that the bank is offering 0.50% extra interest to senior citizens as compared to general citizens. According to the official website of IndusInd Bank, general citizens are getting interest ranging from 3.50% to 7.99% on FDs ranging from 7 days to 10 years. At the same time, the bank is giving interest ranging from 4% to 8.49% to senior citizens. Highest returns are being given on FDs of these days The bank is giving the highest returns on tenures ranging from 1 year 4 months to less than 1 year 6 months. The interest rate for general citizens is 7.99% and for senior citizens it is 8.49%. Apart from this, there are three suc

9.1% FD Rates: This company is giving 9.1% interest to its customers on FD, know how to open FD account

FD Rates: Fixed Deposit i.e. FD is considered the safest investment. But due to low interest, people are losing interest in FD. People have started investing in high return schemes. Airtel Finance, the digital branch of telecom company Bharti Airtel, is offering 9.1 percent interest on FD. Bharti Airtel’s finance unit Airtel Finance is going to start the facility of Fixed Deposit (FD). The company has joined hands with major NBFCs and Small Finance Banks for this. The company has said that users can earn big money by investing in FD through their smartphones sitting at home and getting an annual interest rate of 9.1 percent. This is Airtel’s fixed deposit marketplace, where users can make term deposits. For the FD scheme, Airtel Finance has partnered with many small banks and NBFCs including Utkarsh Finance Bank, Shivalik Bank, Suryodaya Small Finance Bank, Shriram Finance. Airtel Thanks App will do the job For FD, Airtel users will have to download Airtel Thanks App. With the help of

Mahila Samman Savings Certificate: You can also open Mahila Samman Saving Account in these banks, see the list

  The Ministry of Finance through an e-gazette notification on 27 June 2023 authorized all public sector banks and eligible private sector banks to adopt and operate the Mahila Samman Savings Certificate, 2023. Apart from India Post, this scheme is run by only a few banks. New Delhi:  The central government launched the Mahila Samman Saving Certificate Scheme in the year 2023 to make women save and make them financially strong, which has also received a lot of support from women. Investment is made in this scheme for only two years. In this scheme, an account is opened under the post office. This scheme of the central government is available only once, it will continue from April 2023 to March 2025. This scheme is also in these banks The Ministry of Finance authorized all public sector banks and eligible private sector banks to adopt and operate the Mahila Samman Savings Certificate, 2023 through an e-gazette announcement on 27 June 2023. Apart from India Post, this scheme is run by on

Debit Cards Rules: This bank has issued new airport lounge access rules for 19 debit cards, will be applicable from October 1

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  According to the website of ICICI Bank, from 01 October 2024, you can avail two complimentary airport lounge access by spending Rs 10,000 in the previous calendar quarter. The spending done in the previous calendar quarter will unlock the access for the next calendar quarter Through many credit and debit cards, you can use the airport lounge for free during air travel. In the airport lounge, travelers get many facilities from rest to food and drink. If you use ICICI Bank debit card to take advantage of this facility, then there is important news for you. Actually, this private bank has changed the rules of airport lounge access for some of its debit cards. These new rules will come into effect from October 1, 2024. What are the new rules for airport lounge access? According to ICICI Bank website, “From 01 October 2024, you can avail two complimentary airport lounge access by spending Rs 10,000 in the previous calendar quarter. Spending in the previous calendar quarter will unlock acc

Bank Rules Change: Bank is going to make 3 big changes from October 1, interest will not be available on these accounts

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  PPF Interest rate: Under the new rules of PPF, three changes are going to happen, in which the rules for PPF accounts opened in the name of minors, more than one PPF accounts and extension of PPF accounts of ARI under National Savings Schemes through post offices will change. PPF Rules change:  From October 1, new rules of Post Office Saving Scheme are going to change. Major changes are going to happen in Public Provident Fund (PPF). From October 1, three major rules related to PPF will change. The new rule is going to be implemented from next month. Guidelines have been issued by the Finance Ministry regarding this. The Department of Economic Affairs of the Finance Ministry has issued an order regarding Public Provident Accounts opened through post offices. Let us tell you that PPF is a popular savings plan, which gives good returns in the long term. Its maturity comes with 15 years. What will change from October 1 Under the new rules of PPF, three changes are going to happen, in wh

Post Office Scheme: By investing Rs 250 annually, your daughter will get Rs 71 lakh at the age of 21

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  This scheme is opened for daughters and any citizen of the country can invest in this scheme for his daughter aged 10 years or less. Under Sukanya Samriddhi Yojana, anyone can deposit at least ₹ 250 annually. Post Office Scheme:  People are looking for alternative ways of investing in modern times. In such a situation, the number of investors in the stock market has increased rapidly. People are looking at the stock market as an alternative way instead of investing in bank FD and government schemes. However, investing in government schemes gives you many benefits. Today we are going to tell you about one such government scheme, where you will get the benefit of more amount along with tax benefits. This scheme is opened for daughters and any citizen of our country can invest in this scheme for his daughter aged 10 years or less. Under Sukanya Samriddhi Yojana, anyone can deposit at least ₹ 250 annually. While a maximum of Rs 1.5 lakh can be deposited. The biggest feature of Sukanya Sa

Tax Free Pension: Senior citizens will get tax free monthly pension of Rs 60,000, invest here for 10 years

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  PPF Rules: If you read the PPF rules carefully and invest as a smart investor according to those rules, then you can use this government account to get a good tax-free pension after retirement. PPF as a Regular Income:  Public Provident Fund, one of the popular small savings schemes of the post office, is also known as a retirement scheme. Due to the maturity of this scheme being 15 years, many employed people invest in it, so that they can raise some funds for retirement. But very few people know that it can be used not only to create a big fund but also for pension income. If you read the rules of PPF carefully and invest as a smart investor according to those rules, then you can also use this government account for a good tax free pension after retirement. Know how….. Rules for extending PPF The maturity period of Public Provident Fund is 15 years. But you can continue it for as long as you want in 5-5 year increments (PPF Extend Rules). That is, you can continue the scheme for 20

PF Withdrawal Rule: PF holders may have to pay 30% tax on withdrawing this much money, know the new rule

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  Partial withdrawal of PF funds is allowed under certain circumstances, such as medical emergency, higher education and buying or constructing a house. PF Withdrawal Rule:  The amount deposited in PF is a great support for the employees working in the organized sector. Employees withdraw money from their PF account when needed. The Employees Provident Fund Organization (EPFO) provides the facility of withdrawal of money for different needs. Let us tell you that the main objective of the EPF scheme is to financially secure the post-retirement life of workers employed in the organized sector through assured retirement fund and pension. However, employees can withdraw funds partially or fully from their EPF account even before the scheme matures. However, recently EPFO ​​has changed the withdrawal rule. After this the tax burden has increased. Let us know what is the new rule of EPFO? New EPF Withdrawal Rules 2024 Under normal circumstances, if you continue to do a regular job without an

BPL Ration Card Holders Must Complete e-KYC by September 5, Don’t Miss Out

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  BPL Ration Card e-KYC :  Ration card holders should get their verification done through e-KYC at all costs. This work has to be done by September 5. If e-KYC is not done then such consumers may have to be deprived of the benefits of the ration distribution scheme. BPL Ration Card e-KYC So far e-KYC of only 40 percent ration card holders has been done in the district. The department has also given strict instructions to the ration dealers for this. BPL Ration Card e-KYC At present, there are 267361 card holders of eligible households in the district. At the same time, there are 37766 card holders of Antyodaya. BPL Ration Card e-KYC All of them are taking advantage of the food grain scheme. To avoid any kind of irregularity or fraud, it has been made mandatory to get e-KYC done for all ration card holders. Verification has to be done by September 5 ( BPL Ration Card e-KYC) After getting instructions from the government level, the department has started working on it rapidly. So far for