Senior Citizens FD Rates: This bank has changed the interest rates for senior citizens, new rates are applicable, check them quickly

 

Private banks have revised the interest rates on FDs. The new rates have become effective. Senior citizens are getting higher returns than ordinary citizens.

Bank FD Rates: Private sector IndusInd Bank has revised the interest rates of fixed deposits. New interest rates have come into effect from 7 September 2024 for deposits less than Rs 3 crore. Let us tell you that the bank is offering 0.50% extra interest to senior citizens as compared to general citizens.

According to the official website of IndusInd Bank, general citizens are getting interest ranging from 3.50% to 7.99% on FDs ranging from 7 days to 10 years. At the same time, the bank is giving interest ranging from 4% to 8.49% to senior citizens.

Highest returns are being given on FDs of these days

The bank is giving the highest returns on tenures ranging from 1 year 4 months to less than 1 year 6 months. The interest rate for general citizens is 7.99% and for senior citizens it is 8.49%. Apart from this, there are three such FDs between one year to 2 years on which the bank is offering 7.75% interest to general citizens. There are five different tenures of more than 2 years, on which 7.25% interest is being given. This list also includes the Indus Tax Saver Scheme of five years.

Tenure and interest rates for general citizens

  • 7 to 14 days- 3.50%
  • 15 to 30 days- 3.50%
  • 31 to 45 days- 3.75%
  • 46 to 60 days- 4.75%
  • 61 to 90 days- 4.75%
  • 91 to 120 days- 4.75%
  • 121 to 180 days- 5%
  • 181 to 210 days- 5. 50%
  • 211 to 269 days- 6.10%
  • 270 to 354 days- 6.35%
  • 355 to 364 days- 6.50%
  • 1 year to less than 1 year 3 months- 7.75%
  • 1 year 3 months to less than 1 year 4 months- 7.75%
  • 1 year 4 months to less than 1 year 6 months- 7.99%
  • 1 year 6 months to Upto 2 years – 7.75%
  • More than 2 years and less than 2 years 6 months – 7.25%
  • 30 months to less than 31 months – 7.25%
  • 2 years 7 months to 3 years 3 months – 7.25%
  • More than 3 years 3 months and less than 61 months – 7.25%
  • 61 months and above – 7%
  • 5 years Indus Saver Scheme – 7.25%

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