Senior citizens can get Rs 35 lakh on maturity by investing Rs 50 per day, check scheme details

 

Post Office Scheme: Any person between the age of 19 and 55 years can invest in the Gram Suraksha Yojana scheme. You can invest a minimum of Rs 10,000 and a maximum of Rs 10 lakh in this post office scheme. You can create a huge fund in this post office scheme without any risk.

Post Office Scheme: There are many such schemes of Post Office which are quite popular. There is no risk of any kind on investing in these schemes. Lakhs of people like to invest in post office schemes. Many schemes have been launched under the Rural Postal Life Insurance of Post Office. One of these is Gram Suraksha Yojana. For this scheme, you have to spend Rs 50 daily, after which you can prepare a huge fund of up to Rs 35 lakh.


Actually, many types of savings schemes are run in the Indian Post Office. Crores of people are getting good returns by investing in post office schemes. That’s why many people invest money in post office schemes. There is no risk in investing money in post office schemes. Here the return is guaranteed.

Know what is Gram Suraksha Yojana

Those who invest in Gram Suraksha Yojana can get a full benefit of 35 lakhs. This amount of this scheme is given to the investor at the age of 80 years along with bonus. If the person investing dies before the age of 80, then his nominee gets this amount. Any citizen of India from 19 years to 55 years can invest in this scheme. Investments ranging from Rs 10,000 to 10 lakhs can be made in it. You can pay its installment on monthly, quarterly, half-yearly or yearly basis. If you buy Gram Suraksha Yojana at the age of 19, then till the age of 55 years you will have to pay a premium of Rs 1,515.

Bonus is available in Gram Suraksha Yojana

Those who invest in this scheme get the facility of loan after four years. If a policyholder has to surrender it, then it can be surrendered three years after the date of commencement of the policy. Bonus is also received after five years on investment in this scheme.

How much money will be received?

If an eligible person deposits Rs 1,500 every month in this scheme. That means only Rs 50 has to be spent daily. On maturity of the scheme, a return of up to Rs 35 lakh can be received.

When does one get the full amount?

An investor will get Rs 31,60,000 on maturity in a period of 55 years, Rs 33,40,000 on maturity in 58 years and Rs 34.60 lakh in 60 years. Under the Gram Suraksha Yojana, the money is handed over on completion of 80 years of age. On the other hand, if the person has died, then this money is given to the nominee.

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