Top 5 credit cards for airport lounge access in India – Know key features, benefits and annual fees

 

Industry experts said the average cost for banks per customer lounge visit at airports used to be Rs 600 in 2022, and it has now surpassed Rs 1,000 in 2024, making cards with this feature more lucrative for travellers.

Credit cards offer several benefits like cashback, miles, vouchers, discounts, free priority pass membership, etc, to attract customers. One of their prominent offerings is free airport lounge access at select airports in the country and abroad. The facility of airport lounge access is available not only on travel credit cards but also on some other premium cards issued by banks.

Industry experts said the average cost for banks on per customer lounge visit at airports used to be Rs 600 in 2022, and it has now surpassed Rs 1,000 in 2024, making cards with the free lounge access feature more lucrative for travellers.

The best perk such cards bring with them is a free lounge access benefit, allowing travellers to spend time in a relaxing environment at bustling airports. At select airports, they are also served complimentary snacks and drinks in these lounges.

Also Read: CIBIL score 700 good or bad? How to get personal loan with low credit score in India

Take a look at top 5 credit cards providing lounge access at select airports in India and abroad, as per paisabazaar.com.


Source: Paisabazaar.com

1. HDFC Bank Diners Club Black Credit Card

HDFC Diners Club Privilege Credit Card offers a free lounge access facility to its customers. If you’re looking to earn high rewards and multiple benefits at a reasonable annual fee, you can go for this card. There are several other benefits like shopping, travel, rewards and more on this card.

HDFC Bank Diners Club Black Credit Card Fees

The joining fee for HDFC Bank Diners Club Black Credit Card is Rs 2,500. Its annual fee is also the same, Rs 2,500, but the bank waives this charge if your spending on the card is more than Rs 3 lakh in the previous year.

HDFC Bank Diners Club Black Credit Card Key Benefits

You can enjoy access to over 1,000 airport lounges globally using this HDFC Bank card and receive 12 complimentary airport lounge visits annually, for both domestic and international travel. Complimentary lounge access is also provided to add-on card members.

2. SBI Elite Credit Card

SBI Elite Credit Card is considered as one of the best credit cards with free airport lounge access facility. The card also offers several other benefits across multiple categories. This card gives you a high reward rate and a low foreign exchange mark-up fee of 1.99%

SBI Elite Credit Card Fees

SBI Elite Credit Card’s joinig fee is Rs 4,999 and the annual fee is also the same.

SBI Elite Credit Card key benefits

You get a complimentary Priority Pass Membership valued at $99 and also six complimentary visits to international lounges, with a maximum of two visits per quarter. You also receive two complimentary domestic lounge visits per quarter.

3. Axis Bank Select Credit Card

Axis Bank Select Credit Card is a lifestyle card but offers a free access to aurport lounges. This card stands out among its competitors as it comes at a low fee. The card also offers benefits to movie goers, shoppers, diners and more. Users get reward points on each purchase and also bonus points on reaching spending milestones

Axis Bank Select Credit Card Fees

Axis Bank has kept Rs 3,000 as joining fee and the same amount as annual fee for customers.

Axis Bank Select Credit Card key benefits

This card gives a complimentary Priority Pass Membership and allows 6 complimentary international lounge visits annually, apart from two complimentary domestic lounge visits per quarter.

4. SBI Prime Credit Card

SBI Prime Credit Card is considered as one of the best airport lounge access credit cards in India, The card offers international as well as domestic lounge access.

SBI Prime Credit Card Fees

SBI Prime Credit Card charges Rs 2,999 as joining fee and the same ammount as annual fee. The annual charge is waived if spending crosses 3 lakh in the previous year.

SBI Prime Credit Card Benefits

Wit this card, you get four complimentary visits to international priority pass lounges outside India (maximum 2 per quarter), and 8 complimentary domestic lounge visits in a year (2 visits per quarter).

5. HDFC Regalia Gold Credit Card

HDFC Regalia Gold Credit Card offers a lounge access facility for both primary as well as add-on cardholders. The card also comes with other benefits on travel, shopping and dining. You can also use reward points against the exclusive Gold Catalogue, for travel bookings and even convert them to Air Miles.

HDFC Regalia Gold Credit Card Fees

HDFC Bank has fixed the joining fee for this card at Rs 2,500 and the annual fee as same. Cutomers are charged annually Rs 2,500, which gets waived on spending Rs 4 lakh in a year.

HDFC Regalia Gold Credit Card Benefits

You can enjoy six complimentary airport lounge visits per year outside India via Priority Pass for both primary and add-on card members on completing minimum four card transactions. The card also offers 12 complimentary airport lounge visits per year within India.

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