Top 5 credit cards for airport lounge access in India – Know key features, benefits and annual fees

 

Industry experts said the average cost for banks per customer lounge visit at airports used to be Rs 600 in 2022, and it has now surpassed Rs 1,000 in 2024, making cards with this feature more lucrative for travellers.

Credit cards offer several benefits like cashback, miles, vouchers, discounts, free priority pass membership, etc, to attract customers. One of their prominent offerings is free airport lounge access at select airports in the country and abroad. The facility of airport lounge access is available not only on travel credit cards but also on some other premium cards issued by banks.

Industry experts said the average cost for banks on per customer lounge visit at airports used to be Rs 600 in 2022, and it has now surpassed Rs 1,000 in 2024, making cards with the free lounge access feature more lucrative for travellers.

The best perk such cards bring with them is a free lounge access benefit, allowing travellers to spend time in a relaxing environment at bustling airports. At select airports, they are also served complimentary snacks and drinks in these lounges.

Also Read: CIBIL score 700 good or bad? How to get personal loan with low credit score in India

Take a look at top 5 credit cards providing lounge access at select airports in India and abroad, as per paisabazaar.com.


Source: Paisabazaar.com

1. HDFC Bank Diners Club Black Credit Card

HDFC Diners Club Privilege Credit Card offers a free lounge access facility to its customers. If you’re looking to earn high rewards and multiple benefits at a reasonable annual fee, you can go for this card. There are several other benefits like shopping, travel, rewards and more on this card.

HDFC Bank Diners Club Black Credit Card Fees

The joining fee for HDFC Bank Diners Club Black Credit Card is Rs 2,500. Its annual fee is also the same, Rs 2,500, but the bank waives this charge if your spending on the card is more than Rs 3 lakh in the previous year.

HDFC Bank Diners Club Black Credit Card Key Benefits

You can enjoy access to over 1,000 airport lounges globally using this HDFC Bank card and receive 12 complimentary airport lounge visits annually, for both domestic and international travel. Complimentary lounge access is also provided to add-on card members.

2. SBI Elite Credit Card

SBI Elite Credit Card is considered as one of the best credit cards with free airport lounge access facility. The card also offers several other benefits across multiple categories. This card gives you a high reward rate and a low foreign exchange mark-up fee of 1.99%

SBI Elite Credit Card Fees

SBI Elite Credit Card’s joinig fee is Rs 4,999 and the annual fee is also the same.

SBI Elite Credit Card key benefits

You get a complimentary Priority Pass Membership valued at $99 and also six complimentary visits to international lounges, with a maximum of two visits per quarter. You also receive two complimentary domestic lounge visits per quarter.

3. Axis Bank Select Credit Card

Axis Bank Select Credit Card is a lifestyle card but offers a free access to aurport lounges. This card stands out among its competitors as it comes at a low fee. The card also offers benefits to movie goers, shoppers, diners and more. Users get reward points on each purchase and also bonus points on reaching spending milestones

Axis Bank Select Credit Card Fees

Axis Bank has kept Rs 3,000 as joining fee and the same amount as annual fee for customers.

Axis Bank Select Credit Card key benefits

This card gives a complimentary Priority Pass Membership and allows 6 complimentary international lounge visits annually, apart from two complimentary domestic lounge visits per quarter.

4. SBI Prime Credit Card

SBI Prime Credit Card is considered as one of the best airport lounge access credit cards in India, The card offers international as well as domestic lounge access.

SBI Prime Credit Card Fees

SBI Prime Credit Card charges Rs 2,999 as joining fee and the same ammount as annual fee. The annual charge is waived if spending crosses 3 lakh in the previous year.

SBI Prime Credit Card Benefits

Wit this card, you get four complimentary visits to international priority pass lounges outside India (maximum 2 per quarter), and 8 complimentary domestic lounge visits in a year (2 visits per quarter).

5. HDFC Regalia Gold Credit Card

HDFC Regalia Gold Credit Card offers a lounge access facility for both primary as well as add-on cardholders. The card also comes with other benefits on travel, shopping and dining. You can also use reward points against the exclusive Gold Catalogue, for travel bookings and even convert them to Air Miles.

HDFC Regalia Gold Credit Card Fees

HDFC Bank has fixed the joining fee for this card at Rs 2,500 and the annual fee as same. Cutomers are charged annually Rs 2,500, which gets waived on spending Rs 4 lakh in a year.

HDFC Regalia Gold Credit Card Benefits

You can enjoy six complimentary airport lounge visits per year outside India via Priority Pass for both primary and add-on card members on completing minimum four card transactions. The card also offers 12 complimentary airport lounge visits per year within India.

Get live Share Market updates, Stock Market Quotes, and the latest India News and business news on Financial Express. Download the Financial Express App for the latest finance news.


Comments

Post a Comment

Popular posts from this blog

Senior Citizen Train Ticket Discount: Government has issued a new statement regarding giving discount to senior citizens on train tickets, know the details here

Image
  Senior Citizen Train Ticket Discount: Once again a demand has been made in the Lok Sabha to give discount to senior citizens on train tickets. Senior Citizen Train Ticket Discount:  Railways has withdrawn the discount given to senior citizens on train tickets since the Corona period. However, from time to time there has been a demand to restore this concession given to senior citizens in trains. Even in the winter session of the Lok Sabha, some members raised the demand for increasing fare concessions and facilities for senior citizens traveling in trains. However, even before this, Railway Minister Ashwini Vaishnav has told in the Lok Sabha that during the train journey, every passenger is given an average subsidy of 53 percent on the train ticket. Apart from this, he also told who gets discount on tickets while traveling by train. Demand for discount in train tickets raised again During Zero Hour in the House, Janata Dal (United) MP Kaushalendra Kumar said that before the ...
Read more

Cash Transaction Rules: Income tax rules on cash transaction between Husband-Wife and Son-Father, know rules

Image
  Cash Transaction Rules: Income tax keeps an eye on our every transaction. But is there any tax on cash transactions or can Income Tax send a notice? Or how much cash transaction can take place between you and your wife or between father and son? If you also have these questions in your mind, then let us know their answers… If you also transact money between father and son or between husband and wife, then this news is useful for you. Actually, every transaction of ours has an eye on income. In such a situation, a question arises in the minds of many people whether income tax notice can be received even on cash transactions? Let us know how much cash transaction you can do in your family. Income tax sends notice? According to tax experts, if you give money every month for household expenses or give money as a gift, then the wife is not liable for income tax. Both these types of amounts will be considered as the income of the husband. The wife will not receive any notice from the I...
Read more

Have a Current/Savings Bank Account? Know the Cash Deposit Limits under Income Tax Act to avoid Penalties and Notices

Image
  Adhering to cash deposit and withdrawal limits is crucial to remain compliant with the Income Tax Act in India. This article aims to elucidate the various facets of cash-related regulations, encompassing savings and current accounts, fixed deposits, credit card bill payments, real estate transactions, and more.  Cash Deposit Limits in Savings and Current Accounts The Indian Income Tax Act imposes specific regulations on significant cash deposits in savings accounts. Individuals accumulating INR 10 lakh or more during a fiscal year must notify tax authorities.  For current accounts, this threshold is set higher at INR 50 lakh. Although not immediately taxed, financial institutions report transactions exceeding these limits.  Cash Withdrawal and TDS under Section 194N  Section 194N outlines TDS rules for cash withdrawals. A 2% TDS is levied on withdrawals exceeding INR 1 crore within a fiscal year. Non-filers face a 2% TDS on withdrawals over INR 20 lakh and a 5...
Read more