Indian Railway Ticket Rules: Now this benefit will not be available on half ticket in Railways, rule changed

 


Indian Railway Ticket Rules: While booking tickets online, the railway passenger has to choose the option of  insurance scheme. After this, a message comes from the  insurance company on the mobile and e-mail ID of the railway passenger.

Indian Railway Ticket Rules: If a child buys a half ticket during a train journey, he will not get the benefit of the optional insurance scheme. According to IRCTC, the benefit of insurance will be available only after booking the seat by paying the full fare. Also, IRCTC has increased the per passenger premium of Rail Passenger Optional  Insurance to 45 paise from April 1. Earlier it was 35 paise.

According to the IRCTC document, the benefit of Rail Passenger Optional  Insurance Scheme will be available only to passengers who book e-tickets. That is, the  insurance scheme will not be applicable on tickets purchased from railway ticket counters, private rail booking counters or brokers. This facility will be applicable on confirmed, RAC tickets of all train classes AC-1,2,3, Sleeper, Berth etc. Railway passengers on waiting list will not be eligible for the  insurance scheme.

Option has to be chosen

While booking tickets online, the railway passenger has to choose the option of insurance plan. After this, a message comes from the insurance company on the mobile and e-mail ID of the railway passenger. Even if the train is run on a changed route due to some reason, the passenger will get  insurance cover. Passengers will also get insurance benefits in alternative train booking. If due to unavoidable reasons the Railways transports the passengers to their destination by road, even in such a situation the passengers will be eligible for insurance benefits. If there is no heir to the  insurance cover, the insurance claim will be granted from the court.

 Insurance is worth Rs 10 lakh

It is known that in case of death of a railway passenger, Rs 10 lakh is given, Rs 7.5 lakh in case of partial disability and Rs 2 lakh is given to the dependent if the injured are treated in a hospital. Apart from this, Rs 10 thousand is paid for road transport.

According to the IRCTC document, the benefit of Rail Passenger Optional  Insurance Scheme will be available only to passengers who book e-tickets. That is, the  insurance scheme will not be applicable on tickets purchased from railway ticket counters, private rail booking counters or brokers. This facility will be applicable on confirmed, RAC tickets of all train classes AC-1,2,3, Sleeper, Berth etc. Railway passengers on waiting list will not be eligible for the  insurance scheme.

Option has to be chosen

While booking tickets online, the railway passenger has to choose the option of insurance plan. After this, a message comes from the insurance company on the mobile and e-mail ID of the railway passenger. Even if the train is run on a changed route due to some reason, the passenger will get  insurance cover. Passengers will also get insurance benefits in alternative train booking. If due to unavoidable reasons the Railways transports the passengers to their destination by road, even in such a situation the passengers will be eligible for insurance benefits. If there is no heir to the  insurance cover, the insurance claim will be granted from the court.

 Insurance is worth Rs 10 lakh

It is known that in case of death of a railway passenger, Rs 10 lakh is given, Rs 7.5 lakh in case of partial disability and Rs 2 lakh is given to the dependent if the injured are treated in a hospital. Apart from this, Rs 10 thousand is paid for road transport.

Comments

Post a Comment

Popular posts from this blog

Senior Citizen Train Ticket Discount: Government has issued a new statement regarding giving discount to senior citizens on train tickets, know the details here

Image
  Senior Citizen Train Ticket Discount: Once again a demand has been made in the Lok Sabha to give discount to senior citizens on train tickets. Senior Citizen Train Ticket Discount:  Railways has withdrawn the discount given to senior citizens on train tickets since the Corona period. However, from time to time there has been a demand to restore this concession given to senior citizens in trains. Even in the winter session of the Lok Sabha, some members raised the demand for increasing fare concessions and facilities for senior citizens traveling in trains. However, even before this, Railway Minister Ashwini Vaishnav has told in the Lok Sabha that during the train journey, every passenger is given an average subsidy of 53 percent on the train ticket. Apart from this, he also told who gets discount on tickets while traveling by train. Demand for discount in train tickets raised again During Zero Hour in the House, Janata Dal (United) MP Kaushalendra Kumar said that before the ...
Read more

Cash Transaction Rules: Income tax rules on cash transaction between Husband-Wife and Son-Father, know rules

Image
  Cash Transaction Rules: Income tax keeps an eye on our every transaction. But is there any tax on cash transactions or can Income Tax send a notice? Or how much cash transaction can take place between you and your wife or between father and son? If you also have these questions in your mind, then let us know their answers… If you also transact money between father and son or between husband and wife, then this news is useful for you. Actually, every transaction of ours has an eye on income. In such a situation, a question arises in the minds of many people whether income tax notice can be received even on cash transactions? Let us know how much cash transaction you can do in your family. Income tax sends notice? According to tax experts, if you give money every month for household expenses or give money as a gift, then the wife is not liable for income tax. Both these types of amounts will be considered as the income of the husband. The wife will not receive any notice from the I...
Read more

Have a Current/Savings Bank Account? Know the Cash Deposit Limits under Income Tax Act to avoid Penalties and Notices

Image
  Adhering to cash deposit and withdrawal limits is crucial to remain compliant with the Income Tax Act in India. This article aims to elucidate the various facets of cash-related regulations, encompassing savings and current accounts, fixed deposits, credit card bill payments, real estate transactions, and more.  Cash Deposit Limits in Savings and Current Accounts The Indian Income Tax Act imposes specific regulations on significant cash deposits in savings accounts. Individuals accumulating INR 10 lakh or more during a fiscal year must notify tax authorities.  For current accounts, this threshold is set higher at INR 50 lakh. Although not immediately taxed, financial institutions report transactions exceeding these limits.  Cash Withdrawal and TDS under Section 194N  Section 194N outlines TDS rules for cash withdrawals. A 2% TDS is levied on withdrawals exceeding INR 1 crore within a fiscal year. Non-filers face a 2% TDS on withdrawals over INR 20 lakh and a 5...
Read more