Technodealz - Technology Updates & News

  Now booking train tickets has become easier. IRCTC, NPCI and CoRover have launched Conversational Voice Payments Service for UPI at Global Fintech Fest 2024. Railway’s new service:  Now booking train tickets has become easier. IRCTC, NPCI and CoRover have launched the Conversational Voice Payments service for UPI at the Global Fintech Fest 2024. This new feature, which is integrated with payment gateways, allows Indian Railways customers to pay for train tickets on IRCTC by using their voice or by typing their UPI ID or mobile number on a call. All this work will be done through AskDISHA, the AI ​​virtual assistant for Indian Railways. Customers will not only be able to book tickets but also make payments by speaking. This is how the new feature works When a mobile number is provided, the conversational voice payment system automatically receives the corresponding UPI ID and initiates a payment request through the user’s default UPI app. To ensure an easy and flexible paymen...

  National Pension Scheme:  If your wife does not have to depend on anyone for money in the future, then you can arrange for regular income for her. You can open a New Pension System (NPS) account in the name of your wife. The NPS account will give a lump sum amount to your wife at the age of 60. Apart from this, you will get the benefit of pension every month. This will be the wife’s regular income. The biggest benefit of NPS Account is that you can decide yourself how much pension you want every month. Your wife will not have any shortage of money at the age of 60. Open an NPS account in the name of your wife You can open a New Pension System (National Pension Scheme) account in the name of your wife. You have the option of depositing money every month or year as per your convenience. You can open an NPS account in the name of your wife with just Rs 1,000. The NPS account matures at the age of 60. Under the new rules, if you wish, you can continue running the NPS account til...

  Make the most of the holiday season with a trip to these countries that offer a hassle-free visa experience for Indian passport holders International travel has always been a pain point for Indians especially in the planning stage. More often than not, countries high on your wishlist get knocked off because getting a visa is inconvenient, stressful, and difficult to secure in time. Europe, which has always been a top destination, requires a Schengen visa, which in turn demands an incredible amount of documentation from Indian travellers with a high risk of rejection. The United States offers a visa valid for a glorious 10 years but trying to get an appointment without waiting over a year is next to impossible. So, if you want to make the most of the upcoming festive season or plan spur-of-the-moment trips — which on our passport seems like a luxury — where can you go beyond our beloved Thailand and Nepal? Here are a few countries that have made travel easier for Indians. While th...

  IRCTC has started a service called Auto Pay on its website. With this, passengers are getting their money refunded in just two hours. Now, there is hope of getting rid of many problems of online ticket. IRCTC is improving the next generation e-ticketing system. A new version of the next generation e-ticketing platform will be available by March next year. This will also not cause problems to the passengers in booking Tatkal tickets. This will increase the current speed of ticket booking manifold and people will get the facility of online ticket booking quickly. Along with this, the new initiative of the railways is also giving the facility of refunding the money within two hours in case of ticket cancellation. IRCTC claims that 92 percent of the people are getting refund within just two hours. The speed of booking will increase manifold Many times one has to be disappointed while booking tickets on the IRCTC website. In case of heavy load on the website, people face problems espe...

  LIC’s Jeevan Anand policy offers a minimum sum assured of Rs 1 lakh, while there is no limit on the maximum sum assured. Bonuses, death benefits and other benefits are also included in this scheme. Know the details here. Despite the availability of many investment options, there are some investments that people have trusted for a long time. Even today, people definitely include them in their portfolio. People have the same trust in LIC. Even today, many people like to invest in LIC schemes. Today we tell you about one such scheme of LIC for which if you save just Rs 45 daily, you can create a fund of Rs 25 lakh for yourself. We are talking about LIC’s Jeevan Anand policy, in Jeevan Anand policy, a sum assured of one lakh rupees is given, while there is no maximum limit. Bonuses, death benefits and other benefits are also included in this scheme. Know the details here. You get these benefits This policy of LIC is a Term Policy. There are four types of riders available in this poli...

  Train Cancelled: According to information received from West Central Railway, non-interlocking work is being done to increase connectivity on the rail section of Jabalpur division. Due to which many trains have had to be cancelled. Train Cancelled:  Railways has created a lot of problems for passengers traveling by train. If you are planning to travel by train in the next few days or you have made a booking. Then you may get a big shock. Actually, non-interlocking work is being done on West Central Railway to increase rail connectivity. Due to which many trains have to be cancelled. Many passengers are facing problems due to this decision of the Railways. If you are also going to travel by train in the next few days. Then first check the complete list of cancelled trains. Trains of this route cancelled Indian Railways keeps carrying out maintenance or development work on some rail section every day. The work of adding tracks is done to increase connectivity in railways. Acco...

  Credit Card New Rules: New rules for credit cards are coming into effect from September 1 - check details here New Rules Credit Card: Today, crores of people have credit cards. From September 1, some credit card rules are changing in the country. Know what these are. Credit Card New Rules:  From September 1, HDFC Bank will set a limit on reward points on utility transactions (New Rules). Customers can earn only up to 2,000 points per month on these transactions. The move is aimed at regulating reward accumulation in specific spending categories. Limit on telecom and cable rewards From September 1, a limit of 2,000 points per month will be imposed on telecom and cable transactions. These transactions are tracked under a specific Merchant Category Code (MCC). This limit ensures proper use of credit cards in various spending categories. No rewards for third-party education payments HDFC Bank will no longer offer reward points for education payments through third-party apps. Eff...

  Along with the growth of online transactions, frauds are also increasing rapidly. At the same time, NPCI has taken a big step to curb these frauds. New UPI Payment Rules:  In this era of digital payments, the use of UPI (Unified Payments Interface) is growing rapidly. In fact, most people are now preferring UPI on a large scale instead of cash transactions. However, along with this, UPI fraud cases are also increasing rapidly nowadays. Keeping this in mind, the National Payments Corporation of India (NPCI) has taken an important step to make UPI transactions more secure and reliable. According to the information, now UPI payments will be confirmed with biometric authentication instead of PIN. In fact, in recent times, cases of fraud through UPI payments have put the common people in serious concern. Although on the other hand, UPI has made digital payments easier and smoother in today’s time, but in the meantime, cases of fraud are also increasing. Actually, users are feelin...

  Smart Electricity Meters: Work of installing smart meters has started in this state, now people will get into trouble for stealing electricity Smart Electricity Meters: To stop electricity theft in Ambedkar Nagar and to relieve consumers from the problem of electricity bills, the Power Corporation has started preparations to install smart meters. Smart meters will detect electricity theft and consumers will be able to keep track of each unit. In the first phase, smart meters will be installed on the feeder of the power substation, in the second on the transformer and in the third phase at the homes of consumers. Smart Electricity Meters:  Power Corporation is preparing to stop electricity theft and reduce electricity consumption and to relieve consumers from the problem of electricity bills. Electricity theft can also be detected with smart meters. Smart meters will also be installed on transformers along with the feeders of sub-stations. Along with this, smart meters will b...

  The decline in the value of the rupee over the medium to long term highlights the importance of careful retirement planning. We often plan our finances based on today's purchasing power, but this will steadily decrease over time. Inflation calculator: What will be the value of Rs 1 crore after 10, 20, 30 years? In today’s times, retiring with a corpus of Rs 1 crore might seem substantial, as it can easily fulfill various retirement goals such as purchasing a house, funding a child’s education, or covering the expenses of a child’s marriage. However, have you ever considered whether this amount will be sufficient if you retire after 10, 20, or 30 years? The reality is that inflation erodes the value of  money  over time, and what seems like a significant amount today may not be enough to meet your post-retirement needs in the future. In this article, we’ll explore how inflation gradually diminishes the purchasing power of your savings, highlighting the importance of long...

  Top 7 SBI SIP Mutual Funds in 1 Year:  SBI Mutual Fund House is India's largest asset management company (AMC) with assets worth Rs 9,90,090 crore. The fund house has as many as 60 schemes. As many as 30 mutual fund schemes from SBI have given more than 25 per cent annualised SIP returns in 1 year, out of which 8 have given more than 50 per cent. Schemes such as SBI PSU Direct Plan-Growth and SBI Nifty Next 50 Index Fund have given over 70 per cent annualised return in 1 year. In this write-up, we discuss 7 SBI mutual fund scheme that have given over 50 per cent annualised return in 1 year and what Rs 21,000 monthly EMI in each fund has given in that period. The fund at the top has given 72.97 per cent annualised SIP return in 1 year. It has assets under management (AUM) of Rs 4,602 crore, while its net asset value (NAV) is Rs 37.05.  Benchmarked against BSE PSU TRI, the fund has given 13.53 per cent annualised return (CAGR) since its inception in January 2013. In its 2...

  SBI Amrit Vrishti FD Interest rate- SBI Amrit Vrishti FD gives up to 7.75 percent return. You can also invest money online in this special FD of SBI. New Delhi.  Fixed Deposit (Bank FD) is a favorite investment tool of Indians. Risk-averse investors invest a lot of money in FDs because of no risk of sinking money and guaranteed returns. Banks also keep launching new FD schemes to attract customers. State Bank of India is also running many special fixed deposits. One such special FD is ‘SBI Amrit Vrishti FD’. This special FD was launched this year itself. The bank is giving 7.25% annual interest to the general customer on this FD of 444 days. At the same time, 7.75% annual interest is being given to senior citizens. The special thing is that you can invest in SBI Amrit Vrishti FD even from home. That is, you do not even need to go to the branch. You can buy this FD through net banking and SBI YONO app. You also have the option of investing in this special FD by visiting the b...

  Haryana ITI Students Passport Free: Haryana government has taken a big decision for ITI students. The government has taken the responsibility of making passports of students studying in ITI of the state. Passport of these students will be made for free. The government will bear the cost of making passport. But some rules and conditions will apply for this. Passports of students studying in Industrial Training Institutes (ITI) will be made free of cost. Instructions have been issued to make passports for students to promote skill    education . So that if a student wants to go abroad after completing the course in ITI, he does not face any problem. The amount of Rs 1500 spent on passport will be given by the department. Students taking admission under the new session will get full benefit of this. Students applying for passport through the Department of Skill Development and Industrial Training should be permanent residents of Haryana. Or should have passed 10th class fr...