Government Scheme: Loan up to Rs 5 lakh will be available without interest, know how to get the loan

 

This special scheme of the government is Lakhpati Didi Yojana. This scheme of the government has many benefits, which make it very popular. This scheme has been introduced to give financial strength to women and promote business.

Government Scheme: While people have to pay high interest for the loan, a scheme is run by the government which provides loan without interest. However, not everyone can take advantage of this government scheme, this scheme has been started only for women. Under this scheme, a loan of up to Rs 5 lakh is approved without interest. This means that if a woman is found eligible under this scheme, then she does not have to pay even a single rupee of interest on a loan of up to Rs 5 lakh.

This special scheme of the government is Lakhpati Didi Yojana. There are many benefits of this scheme of the government, which make it very popular. This scheme has been introduced to give financial strength to women and promote business. Lakhpati Didi Yojana of Narendra Modi Government is a skill development training program.

This scheme makes women eligible for self-employment by giving skill training. Under the Lakhpati Didi Scheme, women are trained in various sectors by professional trainers, which is run through self-help groups.

Interest free loan up to Rs 1-5 lakh

In this scheme of the Center launched on 15 August 2023, the government claims that since its launch, it has succeeded in making 1 crore women Lakhpati Didi. Its target was earlier fixed at 2 crore, but in view of its popularity, it was increased to 3 lakh during the interim budget. In this initiative to strengthen women, along with skill training, women are also given big financial help from the government. Under Lakhpati Didi Yojna, women are given interest-free loan of Rs 1 to 5 lakh to start self-employment.

What are the benefits of Lakhpati Didi Yojana?

In Lakhpati Didi Yojana, you are given training and guidance to start a business. From starting a business to reaching the market, help is provided. Interest free loan is given to start a business under Lakhpati Didi Yojana. Provision of insurance facility has also been made at low cost. Women are encouraged to save along with earning.

How to get interest free loan?

  • Any woman between 18 and 50 years can take advantage of the government’s Lakhpati Didi scheme. For this, it is mandatory for the woman to be a native of the state as well as to join a self-help group.
  • To get a loan to start a business, necessary documents and business plan have to be submitted to your regional self-help group office. After this, the application is reviewed and approved and then you will be contacted for the loan.
  • To apply, apart from Aadhaar Card, PAN Card, Income Proof, Bank Passbook, it is mandatory for the applicant to provide valid mobile number and passport size photographs.

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