Highest interest FD rate: Best for senior citizen FD investors, offering the highest interest rate of 7.95%.

 

Private bank Bandhan Bank has increased the interest rates on its fixed-term fixed deposits and released new rates. Now, you can earn higher interest rates by investing in Bandhan Bank fixed deposits. Let’s find out the details.

Highest interest FD rate: If you’re a senior citizen looking for the best bank FDs, you can invest your money in Bandhan Bank FDs. Private bank Bandhan Bank has increased the interest rates on its fixed-term FDs and released new rates. You can now earn higher returns by investing in Bandhan Bank FDs. Let’s explore the details.

Bandhan Bank FD New Interest Rates

Bandhan Bank has implemented new FD interest rates effective June 20, 2026. The bank has increased select fixed-term FD schemes by up to 20 basis points (0.20%), offering a maximum interest rate of 7.95 percent for senior citizens. The maximum interest rate for general citizens is 7.45 percent.

The interest rates for ordinary citizens are as follows:

1 year – 7 percent
2 years – 7.45 percent
3 years – 7.25 percent
4 years – 7.25 percent
5 years – 5.85 percent

The interest rates for senior citizens are as follows:

1 year – 7.50 percent
2 years – 7.95 percent
3 years – 7.75 percent
4 years – 7.75 percent
5 years – 6.60 percent

Bandhan Bank Savings Account

As with bank FDs, Bandhan Bank’s savings account interest rates are also quite attractive. The bank offers 6.50 percent annual interest on savings amounts between ₹5 lakh and ₹10 lakh. For balances above ₹10 lakh, interest rates vary according to different slabs, ranging from 5.35 percent to 6 percent.